IFSC Code of IDBI Bank, Balageria Central Co Operative Bank Ltd Maldah Branch Branch, West Bengal

If you are searching for the IFSC code of IDBI Bank, BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH branch in KHEJURI, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IBKL0752BC1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH branch, and detailed step-by-step guides for using the IFSC IBKL0752BC1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH branch, the IFSC IBKL0752BC1 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 752BC1 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Balageria Central Co Operative Bank Ltd Maldah Branch branch in Khejuri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0752BC1.

Branch details at a glance

About this branch

The branch is located at VILL MALDAH,P O BARATALA,P S KHEJURI,DIST PURBA MEDINIPUR,PIN 721431. It serves the Khejuri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0752BC1 is used to identify this branch on the RBI payments network.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH of IDBI Bank — its own 11-character IFSC. The code IBKL0752BC1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0752BC1 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Balageria Central Co Operative Bank Ltd Maldah Branch branch is mapped to IFSC IBKL0752BC1 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0752BC1.

Products and services

Customers walking into the Balageria Central Co Operative Bank Ltd Maldah Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0752BC1

How to transfer money using IFSC IBKL0752BC1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0752BC1 across all three.

NEFT to IDBI Bank, BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH using IFSC IBKL0752BC1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0752BC1, and confirm that the system picks up IDBI Bank – BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0752BC1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH, ensure your bank's portal accepts IFSC IBKL0752BC1 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH (IFSC IBKL0752BC1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0752BC1 in your mobile or internet banking app, and the money is credited to the BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0752BC1 for IDBI Bank – BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Balageria Central Co Operative Bank Ltd Maldah Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0752BC1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH is still mapped to IFSC IBKL0752BC1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0752BC1 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Balageria Central Co Operative Bank Ltd Maldah Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0752BC1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0752BC1 and the account number together uniquely identify the Balageria Central Co Operative Bank Ltd Maldah Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0752BC1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0752BC1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Balageria Central Co Operative Bank Ltd Maldah Branch branch

The branch is located at VILL MALDAH,P O BARATALA,P S KHEJURI,DIST PURBA MEDINIPUR,PIN 721431, which puts it inside Khejuri, the broader Purba Medinipur district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Balageria Central Co Operative Bank Ltd Maldah Branch branch” — the verified location pin for IFSC IBKL0752BC1 should appear at the top of the results.
2. Confirm the branch is open by calling 91-6295871172 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0752BC1 and your account number.

Verifying IFSC IBKL0752BC1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0752BC1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-6295871172.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Balageria Central Co Operative Bank Ltd Maldah Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0752BC1, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0752BC1 belongs to IDBI Bank's BALAGERIA CENTRAL CO OPERATIVE BANK LTD MALDAH BRANCH branch, located at VILL MALDAH,P O BARATALA,P S KHEJURI,DIST PURBA MEDINIPUR,PIN 721431 in KHEJURI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.