IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Kharsundi Branch, Maharashtra

Below are the complete branch details for IDBI Bank, SANGLI DCC BANK LTD SANGLI KHARSUNDI branch, located in KHARSUNDI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0SDC021. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0SDC021 for IDBI Bank – SANGLI DCC BANK LTD SANGLI KHARSUNDI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0SDC021 is the IFSC of IDBI Bank's SANGLI DCC BANK LTD SANGLI KHARSUNDI branch. The format is fixed: IBKL = bank code, 0 = reserved, SDC021 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sangli Dcc Bank Ltd Sangli Kharsundi branch in Kharsundi, Maharashtra is part of this network and uses the IFSC code IBKL0SDC021 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at A P KHARSUNDI TAL ATPADI DIST SANGLI. It serves the Kharsundi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0SDC021 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGLI DCC BANK LTD SANGLI KHARSUNDI branch came to be assigned the code IBKL0SDC021.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SDC021, money simply cannot be routed to the SANGLI DCC BANK LTD SANGLI KHARSUNDI branch electronically.

Account types you can open at the Sangli Dcc Bank Ltd Sangli Kharsundi branch

Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI KHARSUNDI, the IFSC IBKL0SDC021 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sangli Dcc Bank Ltd Sangli Kharsundi branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0SDC021

How to transfer money using IFSC IBKL0SDC021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC021 across all three.

How to use IFSC IBKL0SDC021 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SANGLI DCC BANK LTD SANGLI KHARSUNDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0SDC021.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as SANGLI DCC BANK LTD SANGLI KHARSUNDI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0SDC021

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI KHARSUNDI, ensure your bank's portal accepts IFSC IBKL0SDC021 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI KHARSUNDI, use IMPS. With IFSC IBKL0SDC021 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0SDC021 for IDBI Bank – SANGLI DCC BANK LTD SANGLI KHARSUNDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Kharsundi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0SDC021

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI KHARSUNDI is still mapped to IFSC IBKL0SDC021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC021 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0SDC021

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI KHARSUNDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0SDC021 and the account number together uniquely identify the Sangli Dcc Bank Ltd Sangli Kharsundi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0SDC021

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI KHARSUNDI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0SDC021.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sangli Dcc Bank Ltd Sangli Kharsundi branch

The branch is located at A P KHARSUNDI TAL ATPADI DIST SANGLI, which puts it inside Kharsundi, the broader Agi district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Sangli Dcc Bank Ltd Sangli Kharsundi branch” — the verified location pin for IFSC IBKL0SDC021 should appear at the top of the results.
2. Confirm the branch is open by calling 2343-230034 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0SDC021 and your account number.

Verifying IFSC IBKL0SDC021 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC021 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2343-230034.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sangli Dcc Bank Ltd Sangli Kharsundi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC021 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0SDC021 belongs to IDBI Bank's SANGLI DCC BANK LTD SANGLI KHARSUNDI branch, located at A P KHARSUNDI TAL ATPADI DIST SANGLI in KHARSUNDI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.