If you are searching for the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI KAVALAPUR branch in KAVALAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0SDC049. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SANGLI DCC BANK LTD SANGLI KAVALAPUR branch, and detailed step-by-step guides for using the IFSC IBKL0SDC049 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's SANGLI DCC BANK LTD SANGLI KAVALAPUR branch, the IFSC IBKL0SDC049 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and SDC049 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sangli Dcc Bank Ltd Sangli Kavalapur |
| IFSC Code | IBKL0SDC049 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P KAVALAPUR TAL MIRAJ DIST SANGLI |
| City | Kavalapur |
| District | Agi |
| State | Maharashtra |
| STD Code | 233 |
| Phone | 2364232 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Sangli Dcc Bank Ltd Sangli Kavalapur branch in Kavalapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0SDC049.
About the Sangli Dcc Bank Ltd Sangli Kavalapur branch
The Sangli Dcc Bank Ltd Sangli Kavalapur branch of IDBI Bank is situated at A P KAVALAPUR TAL MIRAJ DIST SANGLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0SDC049 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGLI DCC BANK LTD SANGLI KAVALAPUR branch came to be assigned the code IBKL0SDC049.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SDC049, money simply cannot be routed to the SANGLI DCC BANK LTD SANGLI KAVALAPUR branch electronically.
How to transfer money using IFSC IBKL0SDC049
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC049 across all three.
NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI KAVALAPUR using IFSC IBKL0SDC049
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC049, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI KAVALAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0SDC049
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI KAVALAPUR, ensure your bank's portal accepts IFSC IBKL0SDC049 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI KAVALAPUR, use IMPS. With IFSC IBKL0SDC049 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0SDC049 for IDBI Bank – SANGLI DCC BANK LTD SANGLI KAVALAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0SDC049 | Yes – IBKL0SDC049 | Yes – IBKL0SDC049 |
For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Kavalapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SANGLI DCC BANK LTD SANGLI KAVALAPUR branch, the IFSC IBKL0SDC049 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sangli Dcc Bank Ltd Sangli Kavalapur branch
Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI KAVALAPUR, the IFSC IBKL0SDC049 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sangli Dcc Bank Ltd Sangli Kavalapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 233-2364232.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0SDC049
MICR & cheque-truncation details
Cheques drawn on the Sangli Dcc Bank Ltd Sangli Kavalapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC049 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sangli Dcc Bank Ltd Sangli Kavalapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0SDC049 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI KAVALAPUR:
- The IFSC is exactly IBKL0SDC049 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and SANGLI DCC BANK LTD SANGLI KAVALAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sangli Dcc Bank Ltd Sangli Kavalapur branch
The branch is located at A P KAVALAPUR TAL MIRAJ DIST SANGLI, which puts it inside Kavalapur, the broader Agi district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Sangli Dcc Bank Ltd Sangli Kavalapur branch” — the verified location pin for IFSC IBKL0SDC049 should appear at the top of the results.
- Confirm the branch is open by calling 233-2364232 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0SDC049 and your account number.
Verifying IFSC IBKL0SDC049 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC049 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 233-2364232.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sangli Dcc Bank Ltd Sangli Kavalapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0SDC049, however, work 24x7.
Branch address & contact
IDBI BankSangli Dcc Bank Ltd Sangli Kavalapur Branch
A P KAVALAPUR TAL MIRAJ DIST SANGLI
Kavalapur, Maharashtra
Phone: 233-2364232
IFSC: IBKL0SDC049
Frequently asked questions
How quickly will an NEFT transfer using IBKL0SDC049 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Sangli Dcc Bank Ltd Sangli Kavalapur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangli Dcc Bank Ltd Sangli Kavalapur branch but serve different purposes.
Can I use IFSC IBKL0SDC049 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0SDC049 to send funds instantly.
Where is IDBI Bank Sangli Dcc Bank Ltd Sangli Kavalapur branch located?
IDBI Bank's Sangli Dcc Bank Ltd Sangli Kavalapur branch is located at A P KAVALAPUR TAL MIRAJ DIST SANGLI, Kavalapur, Maharashtra.
Is IFSC IBKL0SDC049 the same for all accounts at Sangli Dcc Bank Ltd Sangli Kavalapur branch?
Yes. The IFSC IBKL0SDC049 is shared by every account held at IDBI Bank's Sangli Dcc Bank Ltd Sangli Kavalapur branch. Only the account number changes from customer to customer.
Is IFSC IBKL0SDC049 valid for NEFT and RTGS?
Yes. IFSC IBKL0SDC049 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank Sangli Dcc Bank Ltd Sangli Kavalapur branch?
You can reach the branch at 233-2364232 during regular banking hours.
Summary
The IFSC code IBKL0SDC049 belongs to IDBI Bank's SANGLI DCC BANK LTD SANGLI KAVALAPUR branch, located at A P KAVALAPUR TAL MIRAJ DIST SANGLI in KAVALAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
