Below are the complete branch details for IDBI Bank, KATWA branch, located in KATWA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001930. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001930 for IDBI Bank – KATWA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's KATWA branch, the IFSC IBKL0001930 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001930 identifies this particular branch.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Katwa branch in Katwa, West Bengal is part of this network and uses the IFSC code IBKL0001930 for all electronic settlement.
About the Katwa branch
The Katwa branch of IDBI Bank is situated at SARAT PALLY,CIRCUS MAIDAN,STATION ROAD,NR,NAZRUL STATUE,KATWA,BURDWAN,PIN 713130. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001930 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Katwa |
| IFSC Code | IBKL0001930 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SARAT PALLY,CIRCUS MAIDAN,STATION ROAD,NR,NAZRUL STATUE,KATWA,BURDWAN,PIN 713130 |
| City | Katwa |
| District | Barddhaman |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8927390461 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KATWA branch came to be assigned the code IBKL0001930.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001930, money simply cannot be routed to the KATWA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Katwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001930 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0001930
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001930 across all three.
How to use IFSC IBKL0001930 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's KATWA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001930.
- Confirm the bank name auto-populates as IDBI Bank and the branch as KATWA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001930
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KATWA, ensure your bank's portal accepts IFSC IBKL0001930 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank KATWA (IFSC IBKL0001930)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001930 in your mobile or internet banking app, and the money is credited to the KATWA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001930 for IDBI Bank – KATWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001930 | Yes – IBKL0001930 | Yes – IBKL0001930 |
For most retail customers crediting the Katwa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001930
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – KATWA is still mapped to IFSC IBKL0001930. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001930 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Katwa branch is mapped to IFSC IBKL0001930 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001930.
Products and services
Customers walking into the Katwa branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001930
Online banking and IFSC IBKL0001930
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KATWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001930 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Katwa branch
The branch is located at SARAT PALLY,CIRCUS MAIDAN,STATION ROAD,NR,NAZRUL STATUE,KATWA,BURDWAN,PIN 713130, which puts it inside Katwa, the broader Barddhaman district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Katwa branch” — the verified location pin for IFSC IBKL0001930 should appear at the top of the results.
- Confirm the branch is open by calling 91-8927390461 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001930 and your account number.
Common mistakes to avoid when using IFSC IBKL0001930
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KATWA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001930. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Katwa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001930, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001930 for IDBI Bank – KATWA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDBI BankKatwa Branch
SARAT PALLY,CIRCUS MAIDAN,STATION ROAD,NR,NAZRUL STATUE,KATWA,BURDWAN,PIN 713130
Katwa, West Bengal
Phone: 91-8927390461
IFSC: IBKL0001930
Frequently asked questions
What is the phone number of IDBI Bank Katwa branch?
You can reach the branch at 91-8927390461 during regular banking hours.
Can I use IFSC IBKL0001930 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001930 to send funds instantly.
How do I add IDBI Bank Katwa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001930, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Katwa branch but serve different purposes.
Is IFSC IBKL0001930 valid for NEFT and RTGS?
Yes. IFSC IBKL0001930 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Katwa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8927390461 to confirm.
How quickly will an NEFT transfer using IBKL0001930 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Katwa reflect within 30 minutes.
Summary
The IFSC code IBKL0001930 belongs to IDBI Bank's KATWA branch, located at SARAT PALLY,CIRCUS MAIDAN,STATION ROAD,NR,NAZRUL STATUE,KATWA,BURDWAN,PIN 713130 in KATWA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
