IFSC Code of IDBI Bank, D Y Patil Sahakari Bank Ltd Kolhapur Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch in KASABA NOOL, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0463DYP. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch, and detailed step-by-step guides for using the IFSC IBKL0463DYP across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – D Y PATIL SAHAKARI BANK LTD KOLHAPUR is IBKL0463DYP. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 463DYP map to this branch in KASABA NOOL, MAHARASHTRA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The D Y Patil Sahakari Bank Ltd Kolhapur branch — IFSC IBKL0463DYP — extends the bank's services to customers in and around Kasaba Nool, Maharashtra.

D Y Patil Sahakari Bank Ltd Kolhapur branch overview

Located at PATIL PLAZA,2457,E WARD,MAIN ROAD,KASABA BAWADA,KOLHAPUR 416006, the D Y Patil Sahakari Bank Ltd Kolhapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0463DYP is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch came to be assigned the code IBKL0463DYP.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0463DYP, money simply cannot be routed to the D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the D Y Patil Sahakari Bank Ltd Kolhapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0463DYP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0463DYP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0463DYP across all three.

How to use IFSC IBKL0463DYP for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0463DYP.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as D Y PATIL SAHAKARI BANK LTD KOLHAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to D Y PATIL SAHAKARI BANK LTD KOLHAPUR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0463DYP while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank D Y PATIL SAHAKARI BANK LTD KOLHAPUR (IFSC IBKL0463DYP)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0463DYP in your mobile or internet banking app, and the money is credited to the D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0463DYP for IDBI Bank – D Y PATIL SAHAKARI BANK LTD KOLHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the D Y Patil Sahakari Bank Ltd Kolhapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0463DYP

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – D Y PATIL SAHAKARI BANK LTD KOLHAPUR is still mapped to IFSC IBKL0463DYP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0463DYP and the beneficiary's account number to complete the transfer.

Account types you can open at the D Y Patil Sahakari Bank Ltd Kolhapur branch

Once you have an account at IDBI Bank – D Y PATIL SAHAKARI BANK LTD KOLHAPUR, the IFSC IBKL0463DYP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The D Y Patil Sahakari Bank Ltd Kolhapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2601904.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0463DYP

Digital banking channels

Most day-to-day work that customers used to do at the D Y Patil Sahakari Bank Ltd Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0463DYP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The D Y Patil Sahakari Bank Ltd Kolhapur branch sits at PATIL PLAZA,2457,E WARD,MAIN ROAD,KASABA BAWADA,KOLHAPUR 416006. If you are travelling from outside Kasaba Nool, search for the branch on a maps application using the bank name and locality, or call 231-2601904 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0463DYP and your account number.

Common mistakes to avoid when using IFSC IBKL0463DYP

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – D Y PATIL SAHAKARI BANK LTD KOLHAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0463DYP.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The D Y Patil Sahakari Bank Ltd Kolhapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0463DYP, however, work 24x7.

Verifying IFSC IBKL0463DYP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0463DYP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 231-2601904.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0463DYP belongs to IDBI Bank's D Y PATIL SAHAKARI BANK LTD KOLHAPUR branch, located at PATIL PLAZA,2457,E WARD,MAIN ROAD,KASABA BAWADA,KOLHAPUR 416006 in KASABA NOOL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.