If you are searching for the IFSC code of IDBI Bank, KARUR branch in KARUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IBKL0000393. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KARUR branch, and detailed step-by-step guides for using the IFSC IBKL0000393 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – KARUR is IBKL0000393. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000393 map to this branch in KARUR, TAMIL NADU.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Karur branch in Karur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000393.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Karur |
| IFSC Code | IBKL0000393 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 11,80 FEET ROAD SENGUNTHAPURAM KARUR 639001 |
| City | Karur |
| District | Karur |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9965525813 |
About the Karur branch
The Karur branch of IDBI Bank is situated at NO 11,80 FEET ROAD SENGUNTHAPURAM KARUR 639001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000393 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KARUR branch came to be assigned the code IBKL0000393.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000393, money simply cannot be routed to the KARUR branch electronically.
Products and account variants supported
Every account opened at the Karur branch is mapped to IFSC IBKL0000393 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000393.
Products and services
Customers walking into the Karur branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000393
How to transfer money using IFSC IBKL0000393
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000393 across all three.
NEFT to IDBI Bank, KARUR using IFSC IBKL0000393
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000393, and confirm that the system picks up IDBI Bank – KARUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000393
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KARUR, ensure your bank's portal accepts IFSC IBKL0000393 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KARUR, use IMPS. With IFSC IBKL0000393 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Karur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000393:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARUR is still linked to IFSC IBKL0000393.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0000393
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – KARUR is still mapped to IFSC IBKL0000393. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000393 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0000393
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KARUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000393 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Karur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000393 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – KARUR:
- The IFSC is exactly IBKL0000393 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and KARUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Karur branch
The branch is located at NO 11,80 FEET ROAD SENGUNTHAPURAM KARUR 639001, which puts it inside Karur, the broader Karur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Karur branch” — the verified location pin for IFSC IBKL0000393 should appear at the top of the results.
- Confirm the branch is open by calling 91-9965525813 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000393 and your account number.
Verifying IFSC IBKL0000393 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000393 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9965525813.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Karur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000393 continue to work without interruption.
Branch address & contact
IDBI BankKarur Branch
NO 11,80 FEET ROAD SENGUNTHAPURAM KARUR 639001
Karur, Tamil Nadu
Phone: 91-9965525813
IFSC: IBKL0000393
Frequently asked questions
Can I use IFSC IBKL0000393 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000393 to send funds instantly.
How do I add IDBI Bank Karur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000393, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0000393 the same for all accounts at Karur branch?
Yes. The IFSC IBKL0000393 is shared by every account held at IDBI Bank's Karur branch. Only the account number changes from customer to customer.
Is IFSC IBKL0000393 valid for NEFT and RTGS?
Yes. IFSC IBKL0000393 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank Karur branch?
You can reach the branch at 91-9965525813 during regular banking hours.
How quickly will an NEFT transfer using IBKL0000393 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Karur reflect within 30 minutes.
Summary
The IFSC code IBKL0000393 belongs to IDBI Bank's KARUR branch, located at NO 11,80 FEET ROAD SENGUNTHAPURAM KARUR 639001 in KARUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
