Use this page as a one-stop reference for everything related to IDBI Bank's JAGTIAL branch in KARIMNAGAR, ANDHRA PRADESH. The branch's IFSC code IBKL0001641 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – JAGTIAL is IBKL0001641. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001641 map to this branch in KARIMNAGAR, ANDHRA PRADESH.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Jagtial branch in Karimnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001641.
About this branch
The branch is located at H NO 3-6-123, DURAVANI KENDRAM (BSNL TELEPHONE EXCHANGE) BLDG., NEW BUS STAND CIRCLE, JAGTIAL. It serves the Karimnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001641 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Jagtial |
| IFSC Code | IBKL0001641 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H NO 3-6-123, DURAVANI KENDRAM (BSNL TELEPHONE EXCHANGE) BLDG., NEW BUS STAND CIRCLE, JAGTIAL |
| City | Karimnagar |
| District | Karimnagar |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 8446736747 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's JAGTIAL branch came to be assigned the code IBKL0001641.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001641, money simply cannot be routed to the JAGTIAL branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001641 and the account number together uniquely identify the Jagtial branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0001641
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001641 across all three.
How to use IFSC IBKL0001641 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's JAGTIAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001641.
- Confirm the bank name auto-populates as IDBI Bank and the branch as JAGTIAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001641
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JAGTIAL, ensure your bank's portal accepts IFSC IBKL0001641 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – JAGTIAL, use IMPS. With IFSC IBKL0001641 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001641 for IDBI Bank – JAGTIAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001641 | Yes – IBKL0001641 | Yes – IBKL0001641 |
For most retail customers crediting the Jagtial branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JAGTIAL branch, the IFSC IBKL0001641 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jagtial branch is mapped to IFSC IBKL0001641 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001641.
Products and services
Customers walking into the Jagtial branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001641
Digital banking channels
Most day-to-day work that customers used to do at the Jagtial branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001641 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Jagtial branch
The branch is located at H NO 3-6-123, DURAVANI KENDRAM (BSNL TELEPHONE EXCHANGE) BLDG., NEW BUS STAND CIRCLE, JAGTIAL, which puts it inside Karimnagar, the broader Karimnagar district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Jagtial branch” — the verified location pin for IFSC IBKL0001641 should appear at the top of the results.
- Confirm the branch is open by calling 91-8446736747 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001641 and your account number.
Common mistakes to avoid when using IFSC IBKL0001641
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – JAGTIAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001641. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jagtial branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001641, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001641 for IDBI Bank – JAGTIAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDBI BankJagtial Branch
H NO 3-6-123, DURAVANI KENDRAM (BSNL TELEPHONE EXCHANGE) BLDG., NEW BUS STAND CIRCLE, JAGTIAL
Karimnagar, Andhra Pradesh
Phone: 91-8446736747
IFSC: IBKL0001641
Frequently asked questions
Does IDBI Bank Jagtial branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8446736747 to confirm.
What is the IFSC code of IDBI Bank Jagtial branch?
The IFSC code of IDBI Bank, Jagtial branch is IBKL0001641. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0001641 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Jagtial reflect within 30 minutes.
Is IFSC IBKL0001641 valid for NEFT and RTGS?
Yes. IFSC IBKL0001641 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Jagtial as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001641, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is IDBI Bank Jagtial branch located?
IDBI Bank's Jagtial branch is located at H NO 3-6-123, DURAVANI KENDRAM (BSNL TELEPHONE EXCHANGE) BLDG., NEW BUS STAND CIRCLE, JAGTIAL, Karimnagar, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jagtial branch but serve different purposes.
Can I use IFSC IBKL0001641 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001641 to send funds instantly.
Summary
The IFSC code IBKL0001641 belongs to IDBI Bank's JAGTIAL branch, located at H NO 3-6-123, DURAVANI KENDRAM (BSNL TELEPHONE EXCHANGE) BLDG., NEW BUS STAND… in KARIMNAGAR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
