IFSC Code of IDBI Bank, Krishna Sahakari Bank Ltd Rethare Bk Branch, Maharashtra

Below are the complete branch details for IDBI Bank, KRISHNA SAHAKARI BANK LTD RETHARE BK branch, located in KARAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0470KRS. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0470KRS for IDBI Bank – KRISHNA SAHAKARI BANK LTD RETHARE BK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's KRISHNA SAHAKARI BANK LTD RETHARE BK branch, the IFSC IBKL0470KRS breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 470KRS identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Krishna Sahakari Bank Ltd Rethare Bk branch in Karad, Maharashtra is part of this network and uses the IFSC code IBKL0470KRS for all electronic settlement.

Branch details at a glance

About the Krishna Sahakari Bank Ltd Rethare Bk branch

The Krishna Sahakari Bank Ltd Rethare Bk branch of IDBI Bank is situated at 269,DMS COMPLEX OPP KRISHNA HOSP A P MALKAPUR TAL KARAD DIST SATARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0470KRS is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KRISHNA SAHAKARI BANK LTD RETHARE BK of IDBI Bank — its own 11-character IFSC. The code IBKL0470KRS is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0470KRS the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Krishna Sahakari Bank Ltd Rethare Bk branch

Once you have an account at IDBI Bank – KRISHNA SAHAKARI BANK LTD RETHARE BK, the IFSC IBKL0470KRS stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Krishna Sahakari Bank Ltd Rethare Bk branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0470KRS

How to transfer money using IFSC IBKL0470KRS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0470KRS across all three.

NEFT to IDBI Bank, KRISHNA SAHAKARI BANK LTD RETHARE BK using IFSC IBKL0470KRS

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0470KRS, and confirm that the system picks up IDBI Bank – KRISHNA SAHAKARI BANK LTD RETHARE BK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0470KRS

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KRISHNA SAHAKARI BANK LTD RETHARE BK, ensure your bank's portal accepts IFSC IBKL0470KRS while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank KRISHNA SAHAKARI BANK LTD RETHARE BK (IFSC IBKL0470KRS)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0470KRS in your mobile or internet banking app, and the money is credited to the KRISHNA SAHAKARI BANK LTD RETHARE BK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Krishna Sahakari Bank Ltd Rethare Bk

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0470KRS:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KRISHNA SAHAKARI BANK LTD RETHARE BK is still linked to IFSC IBKL0470KRS.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KRISHNA SAHAKARI BANK LTD RETHARE BK branch, the IFSC IBKL0470KRS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0470KRS

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KRISHNA SAHAKARI BANK LTD RETHARE BK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0470KRS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Krishna Sahakari Bank Ltd Rethare Bk branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0470KRS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IBKL0470KRS

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KRISHNA SAHAKARI BANK LTD RETHARE BK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0470KRS.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Krishna Sahakari Bank Ltd Rethare Bk branch

The branch is located at 269,DMS COMPLEX OPP KRISHNA HOSP A P MALKAPUR TAL KARAD DIST SATARA, which puts it inside Karad, the broader Satara district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Krishna Sahakari Bank Ltd Rethare Bk branch” — the verified location pin for IFSC IBKL0470KRS should appear at the top of the results.
2. Confirm the branch is open by calling 2164-242227 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0470KRS and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0470KRS for IDBI Bank – KRISHNA SAHAKARI BANK LTD RETHARE BK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Krishna Sahakari Bank Ltd Rethare Bk branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0470KRS, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0470KRS belongs to IDBI Bank's KRISHNA SAHAKARI BANK LTD RETHARE BK branch, located at 269,DMS COMPLEX OPP KRISHNA HOSP A P MALKAPUR TAL KARAD DIST SATARA in KARAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.