Use this page as a one-stop reference for everything related to IDBI Bank's KANKER branch in KANKER, CHHATTISGARH. The branch's IFSC code IBKL0001220 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001220 is the IFSC of IDBI Bank's KANKER branch. The format is fixed: IBKL = bank code, 0 = reserved, 001220 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Kanker |
| IFSC Code | IBKL0001220 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK, KANKER CITY CENTER, NH-30 NEAR BUS STAND MAIN ROAD KANKER PIN-494334 CHHATTISGARH |
| City | Kanker |
| District | Kanker |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 8335812614 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Kanker branch in Kanker. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001220.
Kanker branch overview
Located at IDBI BANK, KANKER CITY CENTER, NH-30 NEAR BUS STAND MAIN ROAD KANKER PIN-494334 CHHATTISGARH, the Kanker branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0001220 is required for all interbank electronic transfers routed through this branch.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANKER of IDBI Bank — its own 11-character IFSC. The code IBKL0001220 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001220 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001220
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001220 across all three.
How to use IFSC IBKL0001220 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's KANKER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001220.
- Confirm the bank name auto-populates as IDBI Bank and the branch as KANKER.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001220
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KANKER, ensure your bank's portal accepts IFSC IBKL0001220 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KANKER, use IMPS. With IFSC IBKL0001220 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001220 for IDBI Bank – KANKER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001220 | Yes – IBKL0001220 | Yes – IBKL0001220 |
For most retail customers crediting the Kanker branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KANKER branch, the IFSC IBKL0001220 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kanker branch is mapped to IFSC IBKL0001220 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001220.
Banking services available
The Kanker branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8335812614.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001220
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001220 and the account number together uniquely identify the Kanker branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kanker branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001220 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IBKL0001220
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KANKER, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001220. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kanker branch sits at IDBI BANK, KANKER CITY CENTER, NH-30 NEAR BUS STAND MAIN ROAD KANKER PIN-494334 CHHATTISGARH. If you are travelling from outside Kanker, search for the branch on a maps application using the bank name and locality, or call 91-8335812614 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001220 and your account number.
Verifying IFSC IBKL0001220 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001220 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8335812614.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanker branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001220, however, work 24x7.
Branch address & contact
IDBI BankKanker Branch
IDBI BANK, KANKER CITY CENTER, NH-30 NEAR BUS STAND MAIN ROAD KANKER PIN-494334 CHHATTISGARH
Kanker, Chhattisgarh
Phone: 91-8335812614
IFSC: IBKL0001220
Frequently asked questions
How do I add IDBI Bank Kanker as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001220, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is IDBI Bank Kanker branch located?
IDBI Bank's Kanker branch is located at IDBI BANK, KANKER CITY CENTER, NH-30 NEAR BUS STAND MAIN ROAD KANKER PIN-494334 CHHATTISGARH, Kanker, Chhattisgarh.
Can I use IFSC IBKL0001220 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001220 to send funds instantly.
Does IDBI Bank Kanker branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8335812614 to confirm.
Is IFSC IBKL0001220 the same for all accounts at Kanker branch?
Yes. The IFSC IBKL0001220 is shared by every account held at IDBI Bank's Kanker branch. Only the account number changes from customer to customer.
What is the phone number of IDBI Bank Kanker branch?
You can reach the branch at 91-8335812614 during regular banking hours.
Summary
The IFSC code IBKL0001220 belongs to IDBI Bank's KANKER branch, located at IDBI BANK, KANKER CITY CENTER, NH-30 NEAR BUS STAND MAIN ROAD KANKER… in KANKER, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
