Below are the complete branch details for IDBI Bank, KAMAREDDY branch, located in KAMAREDDY, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0002248. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0002248 for IDBI Bank – KAMAREDDY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0002248 is the IFSC of IDBI Bank's KAMAREDDY branch. The format is fixed: IBKL = bank code, 0 = reserved, 002248 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Kamareddy branch in Kamareddy. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002248.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Kamareddy |
| IFSC Code | IBKL0002248 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO - 17,SURVEY NO.14/1/A,DEVANPALLE VILLAGE,NIZAMSAGAR ROAD,KAMAREDDY,KAMAREDDY DISTRICT TELANGANA,PIN 503111 |
| City | Kamareddy |
| District | Kamareddy |
| State | Telangana |
| STD Code | 91 |
| Phone | 9642816636 |
About the Kamareddy branch
The Kamareddy branch of IDBI Bank is situated at PLOT NO - 17,SURVEY NO.14/1/A,DEVANPALLE VILLAGE,NIZAMSAGAR ROAD,KAMAREDDY,KAMAREDDY DISTRICT TELANGANA,PIN 503111. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002248 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KAMAREDDY branch came to be assigned the code IBKL0002248.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002248, money simply cannot be routed to the KAMAREDDY branch electronically.
Account types you can open at the Kamareddy branch
Once you have an account at IDBI Bank – KAMAREDDY, the IFSC IBKL0002248 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kamareddy branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9642816636.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002248
How to transfer money using IFSC IBKL0002248
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002248 across all three.
NEFT to IDBI Bank, KAMAREDDY using IFSC IBKL0002248
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002248, and confirm that the system picks up IDBI Bank – KAMAREDDY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAMAREDDY
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's KAMAREDDY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002248 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank KAMAREDDY (IFSC IBKL0002248)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0002248 in your mobile or internet banking app, and the money is credited to the KAMAREDDY branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kamareddy
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0002248:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAMAREDDY is still linked to IFSC IBKL0002248.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0002248
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – KAMAREDDY is still mapped to IFSC IBKL0002248. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002248 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kamareddy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002248 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kamareddy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002248 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – KAMAREDDY:
- The IFSC is exactly IBKL0002248 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and KAMAREDDY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kamareddy branch sits at PLOT NO - 17,SURVEY NO.14/1/A,DEVANPALLE VILLAGE,NIZAMSAGAR ROAD,KAMAREDDY,KAMAREDDY DISTRICT TELANGANA,PIN 503111. If you are travelling from outside Kamareddy, search for the branch on a maps application using the bank name and locality, or call 91-9642816636 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002248 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0002248 for IDBI Bank – KAMAREDDY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kamareddy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002248, however, work 24x7.
Branch address & contact
IDBI BankKamareddy Branch
PLOT NO - 17,SURVEY NO.14/1/A,DEVANPALLE VILLAGE,NIZAMSAGAR ROAD,KAMAREDDY,KAMAREDDY DISTRICT TELANGANA,PIN 503111
Kamareddy, Telangana
Phone: 91-9642816636
IFSC: IBKL0002248
Frequently asked questions
What is the IFSC code of IDBI Bank Kamareddy branch?
The IFSC code of IDBI Bank, Kamareddy branch is IBKL0002248. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0002248 valid for NEFT and RTGS?
Yes. IFSC IBKL0002248 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0002248 the same for all accounts at Kamareddy branch?
Yes. The IFSC IBKL0002248 is shared by every account held at IDBI Bank's Kamareddy branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0002248 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Kamareddy reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kamareddy branch but serve different purposes.
What is the phone number of IDBI Bank Kamareddy branch?
You can reach the branch at 91-9642816636 during regular banking hours.
Summary
The IFSC code IBKL0002248 belongs to IDBI Bank's KAMAREDDY branch, located at PLOT NO - 17,SURVEY NO.14/1/A,DEVANPALLE VILLAGE,NIZAMSAGAR… in KAMAREDDY, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
