Use this page as a one-stop reference for everything related to IDBI Bank's SARPAVARAM JUNCTION branch in KAKINADA, ANDHRA PRADESH. The branch's IFSC code IBKL0002256 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0002256 is the IFSC of IDBI Bank's SARPAVARAM JUNCTION branch. The format is fixed: IBKL = bank code, 0 = reserved, 002256 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sarpavaram Junction |
| IFSC Code | IBKL0002256 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UYLO1017 AND 18,MIGIICCOLOY,MUTIG,OIBHVICTIGLT,MYYETGMCHYT,KKI5005 |
| City | Kakinada |
| District | Kakinada |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9553323352 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sarpavaram Junction branch in Kakinada, Andhra Pradesh is part of this network and uses the IFSC code IBKL0002256 for all electronic settlement.
About the Sarpavaram Junction branch
The Sarpavaram Junction branch of IDBI Bank is situated at UYLO1017 AND 18,MIGIICCOLOY,MUTIG,OIBHVICTIGLT,MYYETGMCHYT,KKI5005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002256 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SARPAVARAM JUNCTION branch came to be assigned the code IBKL0002256.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002256, money simply cannot be routed to the SARPAVARAM JUNCTION branch electronically.
How to transfer money using IFSC IBKL0002256
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002256 across all three.
NEFT to IDBI Bank, SARPAVARAM JUNCTION using IFSC IBKL0002256
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002256, and confirm that the system picks up IDBI Bank – SARPAVARAM JUNCTION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0002256
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SARPAVARAM JUNCTION, ensure your bank's portal accepts IFSC IBKL0002256 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SARPAVARAM JUNCTION, use IMPS. With IFSC IBKL0002256 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sarpavaram Junction
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0002256:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARPAVARAM JUNCTION is still linked to IFSC IBKL0002256.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SARPAVARAM JUNCTION branch, the IFSC IBKL0002256 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sarpavaram Junction branch is mapped to IFSC IBKL0002256 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002256.
Banking services available
The Sarpavaram Junction branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9553323352.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002256
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002256 and the account number together uniquely identify the Sarpavaram Junction branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Sarpavaram Junction branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002256 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IBKL0002256
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SARPAVARAM JUNCTION, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0002256. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sarpavaram Junction branch sits at UYLO1017 AND 18,MIGIICCOLOY,MUTIG,OIBHVICTIGLT,MYYETGMCHYT,KKI5005. If you are travelling from outside Kakinada, search for the branch on a maps application using the bank name and locality, or call 91-9553323352 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002256 and your account number.
Verifying IFSC IBKL0002256 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002256 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9553323352.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sarpavaram Junction are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002256 continue to work without interruption.
Branch address & contact
IDBI BankSarpavaram Junction Branch
UYLO1017 AND 18,MIGIICCOLOY,MUTIG,OIBHVICTIGLT,MYYETGMCHYT,KKI5005
Kakinada, Andhra Pradesh
Phone: 91-9553323352
IFSC: IBKL0002256
Frequently asked questions
What is the IFSC code of IDBI Bank Sarpavaram Junction branch?
The IFSC code of IDBI Bank, Sarpavaram Junction branch is IBKL0002256. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0002256 the same for all accounts at Sarpavaram Junction branch?
Yes. The IFSC IBKL0002256 is shared by every account held at IDBI Bank's Sarpavaram Junction branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sarpavaram Junction branch but serve different purposes.
Where is IDBI Bank Sarpavaram Junction branch located?
IDBI Bank's Sarpavaram Junction branch is located at UYLO1017 AND 18,MIGIICCOLOY,MUTIG,OIBHVICTIGLT,MYYETGMCHYT,KKI5005, Kakinada, Andhra Pradesh.
What is the phone number of IDBI Bank Sarpavaram Junction branch?
You can reach the branch at 91-9553323352 during regular banking hours.
How quickly will an NEFT transfer using IBKL0002256 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Sarpavaram Junction reflect within 30 minutes.
Can I use IFSC IBKL0002256 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0002256 to send funds instantly.
Summary
The IFSC code IBKL0002256 belongs to IDBI Bank's SARPAVARAM JUNCTION branch, located at UYLO1017 AND 18,MIGIICCOLOY,MUTIG,OIBHVICTIGLT,MYYETGMCHYT,KKI5005 in KAKINADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
