If you are searching for the IFSC code of IDBI Bank, KAIJ branch in KAIJ, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0001457. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAIJ branch, and detailed step-by-step guides for using the IFSC IBKL0001457 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001457 is the IFSC of IDBI Bank's KAIJ branch. The format is fixed: IBKL = bank code, 0 = reserved, 001457 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Kaij |
| IFSC Code | IBKL0001457 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ARJUN,KAIJ KALLAM ROAD,KAIJ,KAIJ,BEED,PIN 431123 |
| City | Kaij |
| District | Bid |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9588410505 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kaij branch in Kaij, Maharashtra is part of this network and uses the IFSC code IBKL0001457 for all electronic settlement.
About this branch
The branch is located at ARJUN,KAIJ KALLAM ROAD,KAIJ,KAIJ,BEED,PIN 431123. It serves the Kaij region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001457 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAIJ of IDBI Bank — its own 11-character IFSC. The code IBKL0001457 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001457 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001457
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001457 across all three.
NEFT to IDBI Bank, KAIJ using IFSC IBKL0001457
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001457, and confirm that the system picks up IDBI Bank – KAIJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001457
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KAIJ, ensure your bank's portal accepts IFSC IBKL0001457 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KAIJ, use IMPS. With IFSC IBKL0001457 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kaij
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001457:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAIJ is still linked to IFSC IBKL0001457.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KAIJ branch, the IFSC IBKL0001457 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kaij branch is mapped to IFSC IBKL0001457 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001457.
Banking services available
The Kaij branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9588410505.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001457
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001457 and the account number together uniquely identify the Kaij branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kaij branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001457 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – KAIJ:
- The IFSC is exactly IBKL0001457 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and KAIJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kaij branch
The branch is located at ARJUN,KAIJ KALLAM ROAD,KAIJ,KAIJ,BEED,PIN 431123, which puts it inside Kaij, the broader Bid district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Kaij branch” — the verified location pin for IFSC IBKL0001457 should appear at the top of the results.
- Confirm the branch is open by calling 91-9588410505 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001457 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001457 for IDBI Bank – KAIJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kaij are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001457 continue to work without interruption.
Branch address & contact
IDBI BankKaij Branch
ARJUN,KAIJ KALLAM ROAD,KAIJ,KAIJ,BEED,PIN 431123
Kaij, Maharashtra
Phone: 91-9588410505
IFSC: IBKL0001457
Frequently asked questions
Can I use IFSC IBKL0001457 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001457 to send funds instantly.
Where is IDBI Bank Kaij branch located?
IDBI Bank's Kaij branch is located at ARJUN,KAIJ KALLAM ROAD,KAIJ,KAIJ,BEED,PIN 431123, Kaij, Maharashtra.
Is IFSC IBKL0001457 the same for all accounts at Kaij branch?
Yes. The IFSC IBKL0001457 is shared by every account held at IDBI Bank's Kaij branch. Only the account number changes from customer to customer.
Does IDBI Bank Kaij branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9588410505 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kaij branch but serve different purposes.
How do I add IDBI Bank Kaij as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001457, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0001457 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Kaij reflect within 30 minutes.
Summary
The IFSC code IBKL0001457 belongs to IDBI Bank's KAIJ branch, located at ARJUN,KAIJ KALLAM ROAD,KAIJ,KAIJ,BEED,PIN 431123 in KAIJ, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
