IFSC Code of IDBI Bank, IDBI Bank Ltd,Kadi Branch, Gujarat

Use this page as a one-stop reference for everything related to IDBI Bank's IDBI BANK LTD,KADI branch in KADI, GUJARAT. The branch's IFSC code IBKL0002187 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0002187 is the IFSC of IDBI Bank's IDBI BANK LTD,KADI branch. The format is fixed: IBKL = bank code, 0 = reserved, 002187 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its IDBI Bank Ltd,Kadi branch in Kadi, Gujarat is part of this network and uses the IFSC code IBKL0002187 for all electronic settlement.

About the IDBI Bank Ltd,Kadi branch

The IDBI Bank Ltd,Kadi branch of IDBI Bank is situated at SHOP NO.8AND 9,GROUND FLOOR,NEPTUNE ARCADE,KADI-MEHSANA HIGHWAY DIST,MEHSANA PIN 382715. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002187 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's IDBI BANK LTD,KADI branch came to be assigned the code IBKL0002187.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002187, money simply cannot be routed to the IDBI BANK LTD,KADI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the IDBI Bank Ltd,Kadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002187 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0002187

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002187 across all three.

NEFT to IDBI Bank, IDBI BANK LTD,KADI using IFSC IBKL0002187

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002187, and confirm that the system picks up IDBI Bank – IDBI BANK LTD,KADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0002187

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – IDBI BANK LTD,KADI, ensure your bank's portal accepts IFSC IBKL0002187 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank IDBI BANK LTD,KADI (IFSC IBKL0002187)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0002187 in your mobile or internet banking app, and the money is credited to the IDBI BANK LTD,KADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0002187 for IDBI Bank – IDBI BANK LTD,KADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the IDBI Bank Ltd,Kadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's IDBI BANK LTD,KADI branch, the IFSC IBKL0002187 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the IDBI Bank Ltd,Kadi branch

Once you have an account at IDBI Bank – IDBI BANK LTD,KADI, the IFSC IBKL0002187 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The IDBI Bank Ltd,Kadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2764-9924471812.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002187

Online banking and IFSC IBKL0002187

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the IDBI BANK LTD,KADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0002187 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The IDBI Bank Ltd,Kadi branch sits at SHOP NO.8AND 9,GROUND FLOOR,NEPTUNE ARCADE,KADI-MEHSANA HIGHWAY DIST,MEHSANA PIN 382715. If you are travelling from outside Kadi, search for the branch on a maps application using the bank name and locality, or call 2764-9924471812 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002187 and your account number.

Common mistakes to avoid when using IFSC IBKL0002187

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – IDBI BANK LTD,KADI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0002187.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at IDBI Bank Ltd,Kadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002187 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0002187 for IDBI Bank – IDBI BANK LTD,KADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0002187 belongs to IDBI Bank's IDBI BANK LTD,KADI branch, located at SHOP NO.8AND 9,GROUND FLOOR,NEPTUNE ARCADE,KADI-MEHSANA HIGHWAY DIST,MEHSANA… in KADI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.