Use this page as a one-stop reference for everything related to IDBI Bank's JORHAT branch in JORHAT, ASSAM. The branch's IFSC code IBKL0000743 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – JORHAT is IBKL0000743. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000743 map to this branch in JORHAT, ASSAM.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Jorhat |
| IFSC Code | IBKL0000743 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MITHAPUKHURI ROAD,MUNICIPAL HOLDING 542,WARD NO.8 JORHAT 785001 |
| City | Jorhat |
| District | Jorhat |
| State | Assam |
| STD Code | 91 |
| Phone | 7002065783 |
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jorhat branch — IFSC IBKL0000743 — extends the bank's services to customers in and around Jorhat, Assam.
About the Jorhat branch
The Jorhat branch of IDBI Bank is situated at MITHAPUKHURI ROAD,MUNICIPAL HOLDING 542,WARD NO.8 JORHAT 785001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000743 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's JORHAT branch came to be assigned the code IBKL0000743.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000743, money simply cannot be routed to the JORHAT branch electronically.
How to transfer money using IFSC IBKL0000743
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000743 across all three.
NEFT to IDBI Bank, JORHAT using IFSC IBKL0000743
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000743, and confirm that the system picks up IDBI Bank – JORHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000743
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JORHAT, ensure your bank's portal accepts IFSC IBKL0000743 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – JORHAT, use IMPS. With IFSC IBKL0000743 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000743 for IDBI Bank – JORHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000743 | Yes – IBKL0000743 | Yes – IBKL0000743 |
For most retail customers crediting the Jorhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0000743
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JORHAT is still mapped to IFSC IBKL0000743. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000743 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jorhat branch
Once you have an account at IDBI Bank – JORHAT, the IFSC IBKL0000743 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jorhat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7002065783.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000743
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000743 and the account number together uniquely identify the Jorhat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0000743
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JORHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000743 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0000743
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – JORHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000743. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jorhat branch sits at MITHAPUKHURI ROAD,MUNICIPAL HOLDING 542,WARD NO.8 JORHAT 785001. If you are travelling from outside Jorhat, search for the branch on a maps application using the bank name and locality, or call 91-7002065783 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000743 and your account number.
Verifying IFSC IBKL0000743 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000743 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7002065783.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jorhat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000743, however, work 24x7.
Branch address & contact
IDBI BankJorhat Branch
MITHAPUKHURI ROAD,MUNICIPAL HOLDING 542,WARD NO.8 JORHAT 785001
Jorhat, Assam
Phone: 91-7002065783
IFSC: IBKL0000743
Frequently asked questions
Can I use IFSC IBKL0000743 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000743 to send funds instantly.
Where is IDBI Bank Jorhat branch located?
IDBI Bank's Jorhat branch is located at MITHAPUKHURI ROAD,MUNICIPAL HOLDING 542,WARD NO.8 JORHAT 785001, Jorhat, Assam.
Does IDBI Bank Jorhat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7002065783 to confirm.
What is the phone number of IDBI Bank Jorhat branch?
You can reach the branch at 91-7002065783 during regular banking hours.
Is IFSC IBKL0000743 valid for NEFT and RTGS?
Yes. IFSC IBKL0000743 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IBKL0000743 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Jorhat reflect within 30 minutes.
What is the IFSC code of IDBI Bank Jorhat branch?
The IFSC code of IDBI Bank, Jorhat branch is IBKL0000743. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IBKL0000743 is the IFSC code of IDBI Bank, JORHAT branch, in JORHAT, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
