IFSC Code of IDBI Bank, Jharkhand State Cooperative Bank Limited Narayanpur Branch, Jharkhand

Below are the complete branch details for IDBI Bank, JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR branch, located in JAMTARA, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IBKL063JS18. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL063JS18 for IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR is IBKL063JS18. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 63JS18 map to this branch in JAMTARA, JHARKHAND.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jharkhand State Cooperative Bank Limited Narayanpur branch — IFSC IBKL063JS18 — extends the bank's services to customers in and around Jamtara, Jharkhand.

Branch details at a glance

About the Jharkhand State Cooperative Bank Limited Narayanpur branch

The Jharkhand State Cooperative Bank Limited Narayanpur branch of IDBI Bank is situated at DEOGHAR JAMTARA CENTRAL CO OPERATIVE BANK LTD,NEAR SBI,NARAYANPUR,JAMATARA,815352. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL063JS18 is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR of IDBI Bank — its own 11-character IFSC. The code IBKL063JS18 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL063JS18 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Jharkhand State Cooperative Bank Limited Narayanpur branch

Once you have an account at IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR, the IFSC IBKL063JS18 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jharkhand State Cooperative Bank Limited Narayanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9430182383.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL063JS18

How to transfer money using IFSC IBKL063JS18

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL063JS18 across all three.

NEFT to IDBI Bank, JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR using IFSC IBKL063JS18

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL063JS18, and confirm that the system picks up IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL063JS18

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR, ensure your bank's portal accepts IFSC IBKL063JS18 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR, use IMPS. With IFSC IBKL063JS18 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL063JS18 for IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jharkhand State Cooperative Bank Limited Narayanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR branch, the IFSC IBKL063JS18 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL063JS18

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL063JS18 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Jharkhand State Cooperative Bank Limited Narayanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL063JS18 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR:

• The IFSC is exactly IBKL063JS18 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jharkhand State Cooperative Bank Limited Narayanpur branch

The branch is located at DEOGHAR JAMTARA CENTRAL CO OPERATIVE BANK LTD,NEAR SBI,NARAYANPUR,JAMATARA,815352, which puts it inside Jamtara, the broader Jamtara district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Jharkhand State Cooperative Bank Limited Narayanpur branch” — the verified location pin for IFSC IBKL063JS18 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9430182383 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL063JS18 and your account number.

Verifying IFSC IBKL063JS18 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL063JS18 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9430182383.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jharkhand State Cooperative Bank Limited Narayanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL063JS18 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL063JS18 belongs to IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED NARAYANPUR branch, located at DEOGHAR JAMTARA CENTRAL CO OPERATIVE BANK LTD,NEAR… in JAMTARA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.