IFSC Code of IDBI Bank, Jharkhand State Co Op Bank Jhb Golmuri Gom Branch, Jharkhand

Use this page as a one-stop reference for everything related to IDBI Bank's JHARKHAND STATE CO OP BANK JHB GOLMURI GOM branch in JAMSHEDPUR, JHARKHAND. The branch's IFSC code IBKL063JS93 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL063JS93 is the IFSC of IDBI Bank's JHARKHAND STATE CO OP BANK JHB GOLMURI GOM branch. The format is fixed: IBKL = bank code, 0 = reserved, 63JS93 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jharkhand State Co Op Bank Jhb Golmuri Gom branch in Jamshedpur, Jharkhand is part of this network and uses the IFSC code IBKL063JS93 for all electronic settlement.

About the Jharkhand State Co Op Bank Jhb Golmuri Gom branch

The Jharkhand State Co Op Bank Jhb Golmuri Gom branch of IDBI Bank is situated at NEAR SARKAS MAIDAN,GOLMURI,JAMSHEDPUR EAST SINGHBHUM 831003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL063JS93 is used.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JHARKHAND STATE CO OP BANK JHB GOLMURI GOM of IDBI Bank — its own 11-character IFSC. The code IBKL063JS93 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL063JS93 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL063JS93 and the account number together uniquely identify the Jharkhand State Co Op Bank Jhb Golmuri Gom branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL063JS93

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL063JS93 across all three.

NEFT to IDBI Bank, JHARKHAND STATE CO OP BANK JHB GOLMURI GOM using IFSC IBKL063JS93

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL063JS93, and confirm that the system picks up IDBI Bank – JHARKHAND STATE CO OP BANK JHB GOLMURI GOM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JHARKHAND STATE CO OP BANK JHB GOLMURI GOM

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's JHARKHAND STATE CO OP BANK JHB GOLMURI GOM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL063JS93 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – JHARKHAND STATE CO OP BANK JHB GOLMURI GOM, use IMPS. With IFSC IBKL063JS93 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Jharkhand State Co Op Bank Jhb Golmuri Gom

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL063JS93:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHARKHAND STATE CO OP BANK JHB GOLMURI GOM is still linked to IFSC IBKL063JS93.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL063JS93

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JHARKHAND STATE CO OP BANK JHB GOLMURI GOM is still mapped to IFSC IBKL063JS93. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL063JS93 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jharkhand State Co Op Bank Jhb Golmuri Gom branch is mapped to IFSC IBKL063JS93 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL063JS93.

Banking services available

The Jharkhand State Co Op Bank Jhb Golmuri Gom branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 657-2340187.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL063JS93

Online banking and IFSC IBKL063JS93

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JHARKHAND STATE CO OP BANK JHB GOLMURI GOM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL063JS93 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Jharkhand State Co Op Bank Jhb Golmuri Gom branch

The branch is located at NEAR SARKAS MAIDAN,GOLMURI,JAMSHEDPUR EAST SINGHBHUM 831003, which puts it inside Jamshedpur, the broader East-Singhbhum district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Jharkhand State Co Op Bank Jhb Golmuri Gom branch” — the verified location pin for IFSC IBKL063JS93 should appear at the top of the results.
2. Confirm the branch is open by calling 657-2340187 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL063JS93 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JHARKHAND STATE CO OP BANK JHB GOLMURI GOM:

• The IFSC is exactly IBKL063JS93 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JHARKHAND STATE CO OP BANK JHB GOLMURI GOM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Jharkhand State Co Op Bank Jhb Golmuri Gom are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL063JS93 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL063JS93 for IDBI Bank – JHARKHAND STATE CO OP BANK JHB GOLMURI GOM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL063JS93 belongs to IDBI Bank's JHARKHAND STATE CO OP BANK JHB GOLMURI GOM branch, located at NEAR SARKAS MAIDAN,GOLMURI,JAMSHEDPUR EAST SINGHBHUM 831003 in JAMSHEDPUR, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.