This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, LAJPAT NAGAR JALANDHAR branch in JALANDHAR. The 11-digit IFSC IBKL0002392 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the LAJPAT NAGAR JALANDHAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – LAJPAT NAGAR JALANDHAR is IBKL0002392. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002392 map to this branch in JALANDHAR, PUNJAB.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lajpat Nagar Jalandhar branch in Jalandhar, Punjab is part of this network and uses the IFSC code IBKL0002392 for all electronic settlement.
About this branch
The branch is located at AMANS PLAZA 311,LAJPAT NAGAR,MAHAVIR MARG,JALANDHAR,144001. It serves the Jalandhar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002392 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Lajpat Nagar Jalandhar |
| IFSC Code | IBKL0002392 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AMANS PLAZA 311,LAJPAT NAGAR,MAHAVIR MARG,JALANDHAR,144001 |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| STD Code | 18 |
| Phone | 7206690500 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's LAJPAT NAGAR JALANDHAR branch came to be assigned the code IBKL0002392.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002392, money simply cannot be routed to the LAJPAT NAGAR JALANDHAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002392 and the account number together uniquely identify the Lajpat Nagar Jalandhar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0002392
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002392 across all three.
How to use IFSC IBKL0002392 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's LAJPAT NAGAR JALANDHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0002392.
- Confirm the bank name auto-populates as IDBI Bank and the branch as LAJPAT NAGAR JALANDHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0002392
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – LAJPAT NAGAR JALANDHAR, ensure your bank's portal accepts IFSC IBKL0002392 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – LAJPAT NAGAR JALANDHAR, use IMPS. With IFSC IBKL0002392 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002392 for IDBI Bank – LAJPAT NAGAR JALANDHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002392 | Yes – IBKL0002392 | Yes – IBKL0002392 |
For most retail customers crediting the Lajpat Nagar Jalandhar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0002392
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – LAJPAT NAGAR JALANDHAR is still mapped to IFSC IBKL0002392. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002392 and the beneficiary's account number to complete the transfer.
Account types you can open at the Lajpat Nagar Jalandhar branch
Once you have an account at IDBI Bank – LAJPAT NAGAR JALANDHAR, the IFSC IBKL0002392 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Lajpat Nagar Jalandhar branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0002392
Online banking and IFSC IBKL0002392
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the LAJPAT NAGAR JALANDHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0002392 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Lajpat Nagar Jalandhar branch sits at AMANS PLAZA 311,LAJPAT NAGAR,MAHAVIR MARG,JALANDHAR,144001. If you are travelling from outside Jalandhar, search for the branch on a maps application using the bank name and locality, or call 18-7206690500 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002392 and your account number.
Common mistakes to avoid when using IFSC IBKL0002392
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – LAJPAT NAGAR JALANDHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0002392. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lajpat Nagar Jalandhar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002392, however, work 24x7.
Verifying IFSC IBKL0002392 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002392 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 18-7206690500.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankLajpat Nagar Jalandhar Branch
AMANS PLAZA 311,LAJPAT NAGAR,MAHAVIR MARG,JALANDHAR,144001
Jalandhar, Punjab
Phone: 18-7206690500
IFSC: IBKL0002392
Frequently asked questions
Is IFSC IBKL0002392 valid for NEFT and RTGS?
Yes. IFSC IBKL0002392 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Lajpat Nagar Jalandhar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 18-7206690500 to confirm.
Is IFSC IBKL0002392 the same for all accounts at Lajpat Nagar Jalandhar branch?
Yes. The IFSC IBKL0002392 is shared by every account held at IDBI Bank's Lajpat Nagar Jalandhar branch. Only the account number changes from customer to customer.
What is the phone number of IDBI Bank Lajpat Nagar Jalandhar branch?
You can reach the branch at 18-7206690500 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lajpat Nagar Jalandhar branch but serve different purposes.
How do I add IDBI Bank Lajpat Nagar Jalandhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002392, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0002392 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Lajpat Nagar Jalandhar reflect within 30 minutes.
Summary
The IFSC code IBKL0002392 belongs to IDBI Bank's LAJPAT NAGAR JALANDHAR branch, located at AMANS PLAZA 311,LAJPAT NAGAR,MAHAVIR MARG,JALANDHAR,144001 in JALANDHAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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