Use this page as a one-stop reference for everything related to IDBI Bank's BANJARA HILLS branch in HYDERABAD, ANDHRA PRADESH. The branch's IFSC code IBKL0000028 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – BANJARA HILLS is IBKL0000028. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000028 map to this branch in HYDERABAD, ANDHRA PRADESH.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Banjara Hills branch in Hyderabad, Andhra Pradesh is part of this network and uses the IFSC code IBKL0000028 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Banjara Hills |
| IFSC Code | IBKL0000028 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 9 J R HOUSEROAD NO 2 BANJARA HILLS |
| City | Hyderabad |
| District | Hyderabad Urban |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9963118274 |
About the Banjara Hills branch
The Banjara Hills branch of IDBI Bank is situated at PLOT NO 9 J R HOUSEROAD NO 2 BANJARA HILLS. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000028 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANJARA HILLS of IDBI Bank — its own 11-character IFSC. The code IBKL0000028 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000028 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Banjara Hills branch is mapped to IFSC IBKL0000028 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000028.
Banking services available
The Banjara Hills branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9963118274.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000028
How to transfer money using IFSC IBKL0000028
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000028 across all three.
How to use IFSC IBKL0000028 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's BANJARA HILLS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000028.
- Confirm the bank name auto-populates as IDBI Bank and the branch as BANJARA HILLS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BANJARA HILLS
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's BANJARA HILLS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000028 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank BANJARA HILLS (IFSC IBKL0000028)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000028 in your mobile or internet banking app, and the money is credited to the BANJARA HILLS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000028 for IDBI Bank – BANJARA HILLS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000028 | Yes – IBKL0000028 | Yes – IBKL0000028 |
For most retail customers crediting the Banjara Hills branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's BANJARA HILLS branch, the IFSC IBKL0000028 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0000028
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the BANJARA HILLS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000028 and the account number together uniquely identify the Banjara Hills branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IBKL0000028
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – BANJARA HILLS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000028. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Banjara Hills branch sits at PLOT NO 9 J R HOUSEROAD NO 2 BANJARA HILLS. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 91-9963118274 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000028 and your account number.
Verifying IFSC IBKL0000028 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000028 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9963118274.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Banjara Hills branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000028, however, work 24x7.
Branch address & contact
IDBI BankBanjara Hills Branch
PLOT NO 9 J R HOUSEROAD NO 2 BANJARA HILLS
Hyderabad, Andhra Pradesh
Phone: 91-9963118274
IFSC: IBKL0000028
Frequently asked questions
Does IDBI Bank Banjara Hills branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9963118274 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Banjara Hills branch but serve different purposes.
Is IFSC IBKL0000028 the same for all accounts at Banjara Hills branch?
Yes. The IFSC IBKL0000028 is shared by every account held at IDBI Bank's Banjara Hills branch. Only the account number changes from customer to customer.
Where is IDBI Bank Banjara Hills branch located?
IDBI Bank's Banjara Hills branch is located at PLOT NO 9 J R HOUSEROAD NO 2 BANJARA HILLS, Hyderabad, Andhra Pradesh.
What is the phone number of IDBI Bank Banjara Hills branch?
You can reach the branch at 91-9963118274 during regular banking hours.
Is IFSC IBKL0000028 valid for NEFT and RTGS?
Yes. IFSC IBKL0000028 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IBKL0000028 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000028 to send funds instantly.
How do I add IDBI Bank Banjara Hills as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000028, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IBKL0000028 belongs to IDBI Bank's BANJARA HILLS branch, located at PLOT NO 9 J R HOUSEROAD NO 2 BANJARA HILLS in HYDERABAD, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
