This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, CHINSURAH branch in HUGLI CHINSURAH. The 11-digit IFSC IBKL0001901 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the CHINSURAH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – CHINSURAH is IBKL0001901. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001901 map to this branch in HUGLI CHINSURAH, WEST BENGAL.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Chinsurah branch in Hugli Chinsurah. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001901.
About the Chinsurah branch
The Chinsurah branch of IDBI Bank is situated at ACKRUTI ENCLAVES,173/142 MOHALLA TOWNGUARD ROAD,CHINSURA 712101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001901 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Chinsurah |
| IFSC Code | IBKL0001901 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ACKRUTI ENCLAVES,173/142 MOHALLA TOWNGUARD ROAD,CHINSURA 712101 |
| City | Hugli Chinsurah |
| District | Hugli |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9609901631 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's CHINSURAH branch came to be assigned the code IBKL0001901.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001901, money simply cannot be routed to the CHINSURAH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chinsurah branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001901 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0001901
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001901 across all three.
NEFT to IDBI Bank, CHINSURAH using IFSC IBKL0001901
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001901, and confirm that the system picks up IDBI Bank – CHINSURAH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHINSURAH
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's CHINSURAH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001901 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – CHINSURAH, use IMPS. With IFSC IBKL0001901 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001901 for IDBI Bank – CHINSURAH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001901 | Yes – IBKL0001901 | Yes – IBKL0001901 |
For most retail customers crediting the Chinsurah branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001901
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – CHINSURAH is still mapped to IFSC IBKL0001901. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001901 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chinsurah branch
Once you have an account at IDBI Bank – CHINSURAH, the IFSC IBKL0001901 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chinsurah branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001901
Digital banking channels
Most day-to-day work that customers used to do at the Chinsurah branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001901 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chinsurah branch
The branch is located at ACKRUTI ENCLAVES,173/142 MOHALLA TOWNGUARD ROAD,CHINSURA 712101, which puts it inside Hugli Chinsurah, the broader Hugli district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Chinsurah branch” — the verified location pin for IFSC IBKL0001901 should appear at the top of the results.
- Confirm the branch is open by calling 91-9609901631 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001901 and your account number.
Common mistakes to avoid when using IFSC IBKL0001901
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – CHINSURAH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001901. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chinsurah branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001901, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001901 for IDBI Bank – CHINSURAH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDBI BankChinsurah Branch
ACKRUTI ENCLAVES,173/142 MOHALLA TOWNGUARD ROAD,CHINSURA 712101
Hugli Chinsurah, West Bengal
Phone: 91-9609901631
IFSC: IBKL0001901
Frequently asked questions
What is the phone number of IDBI Bank Chinsurah branch?
You can reach the branch at 91-9609901631 during regular banking hours.
Can I use IFSC IBKL0001901 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001901 to send funds instantly.
Is IFSC IBKL0001901 valid for NEFT and RTGS?
Yes. IFSC IBKL0001901 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0001901 the same for all accounts at Chinsurah branch?
Yes. The IFSC IBKL0001901 is shared by every account held at IDBI Bank's Chinsurah branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Chinsurah branch?
The IFSC code of IDBI Bank, Chinsurah branch is IBKL0001901. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0001901 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Chinsurah reflect within 30 minutes.
Summary
The IFSC code IBKL0001901 belongs to IDBI Bank's CHINSURAH branch, located at ACKRUTI ENCLAVES,173/142 MOHALLA TOWNGUARD ROAD,CHINSURA 712101 in HUGLI CHINSURAH, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
