IFSC Code of IDBI Bank, The Sirsi Urban Sahakari Bank Limited Branch, Karnataka

If you are searching for the IFSC code of IDBI Bank, THE SIRSI URBAN SAHAKARI BANK LIMITED branch in HONAVAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IBKL0069S09. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE SIRSI URBAN SAHAKARI BANK LIMITED branch, and detailed step-by-step guides for using the IFSC IBKL0069S09 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED is IBKL0069S09. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 069S09 map to this branch in HONAVAR, KARNATAKA.

Branch details at a glance

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Sirsi Urban Sahakari Bank Limited branch in Honavar, Karnataka is part of this network and uses the IFSC code IBKL0069S09 for all electronic settlement.

The Sirsi Urban Sahakari Bank Limited branch overview

Located at BANK ROAD,HONNAVAR 581 334, the The Sirsi Urban Sahakari Bank Limited branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0069S09 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE SIRSI URBAN SAHAKARI BANK LIMITED branch came to be assigned the code IBKL0069S09.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0069S09, money simply cannot be routed to the THE SIRSI URBAN SAHAKARI BANK LIMITED branch electronically.

How to transfer money using IFSC IBKL0069S09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0069S09 across all three.

NEFT to IDBI Bank, THE SIRSI URBAN SAHAKARI BANK LIMITED using IFSC IBKL0069S09

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0069S09, and confirm that the system picks up IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0069S09

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, ensure your bank's portal accepts IFSC IBKL0069S09 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED, use IMPS. With IFSC IBKL0069S09 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Sirsi Urban Sahakari Bank Limited

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0069S09:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SIRSI URBAN SAHAKARI BANK LIMITED is still linked to IFSC IBKL0069S09.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0069S09

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED is still mapped to IFSC IBKL0069S09. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0069S09 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Sirsi Urban Sahakari Bank Limited branch is mapped to IFSC IBKL0069S09 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0069S09.

Banking services available

The The Sirsi Urban Sahakari Bank Limited branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8387-220007.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0069S09

MICR & cheque-truncation details

Cheques drawn on the The Sirsi Urban Sahakari Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0069S09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Sirsi Urban Sahakari Bank Limited branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0069S09 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE SIRSI URBAN SAHAKARI BANK LIMITED:

• The IFSC is exactly IBKL0069S09 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE SIRSI URBAN SAHAKARI BANK LIMITED as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Sirsi Urban Sahakari Bank Limited branch sits at BANK ROAD,HONNAVAR 581 334. If you are travelling from outside Honavar, search for the branch on a maps application using the bank name and locality, or call 8387-220007 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0069S09 and your account number.

Verifying IFSC IBKL0069S09 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0069S09 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8387-220007.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Sirsi Urban Sahakari Bank Limited are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0069S09 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0069S09 is the IFSC code of IDBI Bank, THE SIRSI URBAN SAHAKARI BANK LIMITED branch, in HONAVAR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.