IFSC Code of IDBI Bank, The Honavar Urban Co Operative Bank Ltd Prabhath Nagar Branch, Karnataka

Below are the complete branch details for IDBI Bank, THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR branch, located in HONAVAR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0187405. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0187405 for IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0187405 is the IFSC of IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR branch. The format is fixed: IBKL = bank code, 0 = reserved, 187405 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch in Honavar, Karnataka is part of this network and uses the IFSC code IBKL0187405 for all electronic settlement.

Branch details at a glance

About the The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch

The The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch of IDBI Bank is situated at SHREERAM COMPLEX,PRABHATNAGAR,HONAVAR 581334. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0187405 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR branch came to be assigned the code IBKL0187405.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0187405, money simply cannot be routed to the THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR branch electronically.

Products and account variants supported

Every account opened at the The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch is mapped to IFSC IBKL0187405 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0187405.

Products and services

Customers walking into the The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0187405

How to transfer money using IFSC IBKL0187405

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0187405 across all three.

NEFT to IDBI Bank, THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR using IFSC IBKL0187405

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0187405, and confirm that the system picks up IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0187405

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR, ensure your bank's portal accepts IFSC IBKL0187405 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR (IFSC IBKL0187405)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0187405 in your mobile or internet banking app, and the money is credited to the THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Honavar Urban Co Operative Bank Ltd Prabhath Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0187405:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR is still linked to IFSC IBKL0187405.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR branch, the IFSC IBKL0187405 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0187405 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0187405 and the account number together uniquely identify the The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0187405

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0187405.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch

The branch is located at SHREERAM COMPLEX,PRABHATNAGAR,HONAVAR 581334, which puts it inside Honavar, the broader Uttar Kannad district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch” — the verified location pin for IFSC IBKL0187405 should appear at the top of the results.
2. Confirm the branch is open by calling 8387-220731 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0187405 and your account number.

Verifying IFSC IBKL0187405 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0187405 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8387-220731.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Honavar Urban Co Operative Bank Ltd Prabhath Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0187405, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0187405 belongs to IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD PRABHATH NAGAR branch, located at SHREERAM COMPLEX,PRABHATNAGAR,HONAVAR 581334 in HONAVAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.