IFSC Code of IDBI Bank, The Honavar Urban Co Operative Bank Ltd Main Branch Branch, Karnataka

If you are searching for the IFSC code of IDBI Bank, THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch in HONAVAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IBKL0187401. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch, and detailed step-by-step guides for using the IFSC IBKL0187401 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch, the IFSC IBKL0187401 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 187401 identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Honavar Urban Co Operative Bank Ltd Main Branch branch — IFSC IBKL0187401 — extends the bank's services to customers in and around Honavar, Karnataka.

Branch details at a glance

About this branch

The branch is located at URBAN BANK BUILDING,BANK ROAD,HONAVAR 581334. It serves the Honavar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0187401 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch came to be assigned the code IBKL0187401.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0187401, money simply cannot be routed to the THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch electronically.

Products and account variants supported

Every account opened at the The Honavar Urban Co Operative Bank Ltd Main Branch branch is mapped to IFSC IBKL0187401 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0187401.

Products and services

Customers walking into the The Honavar Urban Co Operative Bank Ltd Main Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0187401

How to transfer money using IFSC IBKL0187401

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0187401 across all three.

NEFT to IDBI Bank, THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH using IFSC IBKL0187401

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0187401, and confirm that the system picks up IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0187401

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH, ensure your bank's portal accepts IFSC IBKL0187401 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH (IFSC IBKL0187401)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0187401 in your mobile or internet banking app, and the money is credited to the THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Honavar Urban Co Operative Bank Ltd Main Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0187401:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH is still linked to IFSC IBKL0187401.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0187401

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH is still mapped to IFSC IBKL0187401. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0187401 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0187401

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0187401 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Honavar Urban Co Operative Bank Ltd Main Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0187401 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH:

• The IFSC is exactly IBKL0187401 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Honavar Urban Co Operative Bank Ltd Main Branch branch

The branch is located at URBAN BANK BUILDING,BANK ROAD,HONAVAR 581334, which puts it inside Honavar, the broader Uttar Kannad district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Honavar Urban Co Operative Bank Ltd Main Branch branch” — the verified location pin for IFSC IBKL0187401 should appear at the top of the results.
2. Confirm the branch is open by calling 8387-220231 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0187401 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0187401 for IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Honavar Urban Co Operative Bank Ltd Main Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0187401 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0187401 belongs to IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD MAIN BRANCH branch, located at URBAN BANK BUILDING,BANK ROAD,HONAVAR 581334 in HONAVAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.