IFSC Code of IDBI Bank, The Nagpur Dist Central Coop Bank Ltd Takalghat Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch in HINGNA. The 11-digit IFSC IBKL0510N31 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0510N31 is the IFSC of IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch. The format is fixed: IBKL = bank code, 0 = reserved, 510N31 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Nagpur Dist Central Coop Bank Ltd Takalghat branch in Hingna, Maharashtra is part of this network and uses the IFSC code IBKL0510N31 for all electronic settlement.

Branch details at a glance

The Nagpur Dist Central Coop Bank Ltd Takalghat branch overview

Located at C O RAMAJI TUSAJI SHINGARE,TAKALGHAT, the The Nagpur Dist Central Coop Bank Ltd Takalghat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0510N31 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch came to be assigned the code IBKL0510N31.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0510N31, money simply cannot be routed to the THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch electronically.

Products and account variants supported

Every account opened at the The Nagpur Dist Central Coop Bank Ltd Takalghat branch is mapped to IFSC IBKL0510N31 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0510N31.

Products and services

Customers walking into the The Nagpur Dist Central Coop Bank Ltd Takalghat branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0510N31

How to transfer money using IFSC IBKL0510N31

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0510N31 across all three.

How to use IFSC IBKL0510N31 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0510N31.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0510N31 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT, use IMPS. With IFSC IBKL0510N31 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Nagpur Dist Central Coop Bank Ltd Takalghat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0510N31:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT is still linked to IFSC IBKL0510N31.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0510N31

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT is still mapped to IFSC IBKL0510N31. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0510N31 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0510N31

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0510N31 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0510N31 and the account number together uniquely identify the The Nagpur Dist Central Coop Bank Ltd Takalghat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0510N31

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0510N31.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Nagpur Dist Central Coop Bank Ltd Takalghat branch sits at C O RAMAJI TUSAJI SHINGARE,TAKALGHAT. If you are travelling from outside Hingna, search for the branch on a maps application using the bank name and locality, or call 91-7104258467 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0510N31 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0510N31 for IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Nagpur Dist Central Coop Bank Ltd Takalghat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0510N31 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0510N31 is the IFSC code of IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD TAKALGHAT branch, in HINGNA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.