IFSC Code of IDBI Bank, Wardha Nagari Sahakari Adhikosh Bank Hinganghat Branch, Maharashtra

Below are the complete branch details for IDBI Bank, WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT branch, located in HINGANGHAT, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0509W08. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0509W08 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT branch, the IFSC IBKL0509W08 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 509W08 identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch — IFSC IBKL0509W08 — extends the bank's services to customers in and around Hinganghat, Maharashtra.

Branch details at a glance

Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch overview

Located at ADV BHANDAKKAR BUILDINGDESH SEWA ROAD HINGANGHAT 442301, the Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0509W08 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT branch came to be assigned the code IBKL0509W08.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0509W08, money simply cannot be routed to the WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT branch electronically.

Products and account variants supported

Every account opened at the Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch is mapped to IFSC IBKL0509W08 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0509W08.

Banking services available

The Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7153-244165.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0509W08

How to transfer money using IFSC IBKL0509W08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0509W08 across all three.

NEFT to IDBI Bank, WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT using IFSC IBKL0509W08

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0509W08, and confirm that the system picks up IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0509W08

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT, ensure your bank's portal accepts IFSC IBKL0509W08 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT, use IMPS. With IFSC IBKL0509W08 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0509W08 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT branch, the IFSC IBKL0509W08 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0509W08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0509W08 and the account number together uniquely identify the Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT:

• The IFSC is exactly IBKL0509W08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch

The branch is located at ADV BHANDAKKAR BUILDINGDESH SEWA ROAD HINGANGHAT 442301, which puts it inside Hinganghat, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Wardha Nagari Sahakari Adhikosh Bank Hinganghat branch” — the verified location pin for IFSC IBKL0509W08 should appear at the top of the results.
2. Confirm the branch is open by calling 7153-244165 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0509W08 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0509W08 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Wardha Nagari Sahakari Adhikosh Bank Hinganghat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0509W08 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0509W08 belongs to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HINGANGHAT branch, located at ADV BHANDAKKAR BUILDINGDESH SEWA ROAD HINGANGHAT 442301 in HINGANGHAT, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.