IFSC Code of IDBI Bank, Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE branch in HINGANGHAT, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0410VMB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE branch, and detailed step-by-step guides for using the IFSC IBKL0410VMB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0410VMB is the IFSC of IDBI Bank's VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE branch. The format is fixed: IBKL = bank code, 0 = reserved, 410VMB = branch identifier.

Branch details at a glance

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office branch in Hinganghat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0410VMB.

Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office branch overview

Located at NEHRU WARD NEAR MAHESHWARI BHAVAN HINGANGHAT, the Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0410VMB is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE of IDBI Bank — its own 11-character IFSC. The code IBKL0410VMB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0410VMB the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0410VMB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0410VMB across all three.

How to use IFSC IBKL0410VMB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0410VMB.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0410VMB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE, ensure your bank's portal accepts IFSC IBKL0410VMB while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE, use IMPS. With IFSC IBKL0410VMB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0410VMB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE is still linked to IFSC IBKL0410VMB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0410VMB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE is still mapped to IFSC IBKL0410VMB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0410VMB and the beneficiary's account number to complete the transfer.

Account types you can open at the Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office branch

Once you have an account at IDBI Bank – VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE, the IFSC IBKL0410VMB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0410VMB

MICR & cheque-truncation details

Cheques drawn on the Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0410VMB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL0410VMB

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0410VMB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE:

• The IFSC is exactly IBKL0410VMB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office branch sits at NEHRU WARD NEAR MAHESHWARI BHAVAN HINGANGHAT. If you are travelling from outside Hinganghat, search for the branch on a maps application using the bank name and locality, or call 7153-245402 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0410VMB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0410VMB for IDBI Bank – VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vidarbha Merchants Urban Coop Bank Ltd Hinganghat Head Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0410VMB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0410VMB is the IFSC code of IDBI Bank, VIDARBHA MERCHANTS URBAN COOP BANK LTD HINGANGHAT HEAD OFFICE branch, in HINGANGHAT, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.