IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Hingangaon Branch, Maharashtra

Below are the complete branch details for IDBI Bank, SANGLI DCC BANK LTD SANGLI HINGANGAON branch, located in HINGANGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0SDC108. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0SDC108 for IDBI Bank – SANGLI DCC BANK LTD SANGLI HINGANGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's SANGLI DCC BANK LTD SANGLI HINGANGAON branch, the IFSC IBKL0SDC108 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and SDC108 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Sangli Dcc Bank Ltd Sangli Hingangaon branch in Hingangaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0SDC108.

About this branch

The branch is located at A P HINGANGAON TAL KAVATHE MAHANKAL DIST SANGLI. It serves the Hingangaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0SDC108 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANGLI DCC BANK LTD SANGLI HINGANGAON of IDBI Bank — its own 11-character IFSC. The code IBKL0SDC108 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0SDC108 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Sangli Dcc Bank Ltd Sangli Hingangaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC108 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0SDC108

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC108 across all three.

How to use IFSC IBKL0SDC108 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SANGLI DCC BANK LTD SANGLI HINGANGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0SDC108.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as SANGLI DCC BANK LTD SANGLI HINGANGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SANGLI DCC BANK LTD SANGLI HINGANGAON

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SANGLI DCC BANK LTD SANGLI HINGANGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0SDC108 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI HINGANGAON, use IMPS. With IFSC IBKL0SDC108 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sangli Dcc Bank Ltd Sangli Hingangaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0SDC108:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANGLI DCC BANK LTD SANGLI HINGANGAON is still linked to IFSC IBKL0SDC108.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0SDC108

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI HINGANGAON is still mapped to IFSC IBKL0SDC108. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC108 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sangli Dcc Bank Ltd Sangli Hingangaon branch is mapped to IFSC IBKL0SDC108 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0SDC108.

Banking services available

The Sangli Dcc Bank Ltd Sangli Hingangaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2341-226026.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0SDC108

Online banking and IFSC IBKL0SDC108

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI HINGANGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC108 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sangli Dcc Bank Ltd Sangli Hingangaon branch

The branch is located at A P HINGANGAON TAL KAVATHE MAHANKAL DIST SANGLI, which puts it inside Hingangaon, the broader Agi district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Sangli Dcc Bank Ltd Sangli Hingangaon branch” — the verified location pin for IFSC IBKL0SDC108 should appear at the top of the results.
2. Confirm the branch is open by calling 2341-226026 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0SDC108 and your account number.

Common mistakes to avoid when using IFSC IBKL0SDC108

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI HINGANGAON, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0SDC108.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sangli Dcc Bank Ltd Sangli Hingangaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC108 continue to work without interruption.

Verifying IFSC IBKL0SDC108 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC108 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2341-226026.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0SDC108 belongs to IDBI Bank's SANGLI DCC BANK LTD SANGLI HINGANGAON branch, located at A P HINGANGAON TAL KAVATHE MAHANKAL DIST SANGLI in HINGANGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.