IFSC Code of IDBI Bank, The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale Branch, Maharashtra

Below are the complete branch details for IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch, located in HATKANANGALE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0464P04. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0464P04 for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0464P04 is the IFSC of IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch. The format is fixed: IBKL = bank code, 0 = reserved, 464P04 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch — IFSC IBKL0464P04 — extends the bank's services to customers in and around Hatkanangale, Maharashtra.

About the The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch

The The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch of IDBI Bank is situated at HATKANGALE TALUKA HATKANGALE DIST KOLHAPUR 416109. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0464P04 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch came to be assigned the code IBKL0464P04.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0464P04, money simply cannot be routed to the THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0464P04 and the account number together uniquely identify the The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0464P04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0464P04 across all three.

How to use IFSC IBKL0464P04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0464P04.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0464P04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE, ensure your bank's portal accepts IFSC IBKL0464P04 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE (IFSC IBKL0464P04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0464P04 in your mobile or internet banking app, and the money is credited to the THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0464P04 for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch, the IFSC IBKL0464P04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch is mapped to IFSC IBKL0464P04 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0464P04.

Products and services

Customers walking into the The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0464P04

Digital banking channels

Most day-to-day work that customers used to do at the The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0464P04 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch

The branch is located at HATKANGALE TALUKA HATKANGALE DIST KOLHAPUR 416109, which puts it inside Hatkanangale, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale branch” — the verified location pin for IFSC IBKL0464P04 should appear at the top of the results.
2. Confirm the branch is open by calling 230-2483142 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0464P04 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE:

• The IFSC is exactly IBKL0464P04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Prathamik Shikshak Sahakari Bank Ltd Hatkanangale are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0464P04 continue to work without interruption.

Verifying IFSC IBKL0464P04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0464P04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 230-2483142.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0464P04 is the IFSC code of IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD HATKANANGALE branch, in HATKANANGALE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.