IFSC Code of IDBI Bank, Kaladhungi Raod Haldwani Branch, Uttarakhand

If you are searching for the IFSC code of IDBI Bank, KALADHUNGI RAOD HALDWANI branch in HALDWANI, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is IBKL0002250. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KALADHUNGI RAOD HALDWANI branch, and detailed step-by-step guides for using the IFSC IBKL0002250 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's KALADHUNGI RAOD HALDWANI branch, the IFSC IBKL0002250 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 002250 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kaladhungi Raod Haldwani branch in Haldwani, Uttarakhand is part of this network and uses the IFSC code IBKL0002250 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at IDBI BANK LTD,GAS GODAM ROAD CHAURAHA,NEAR CENTRAL HOSPITAL,KALADHUNGI ROAD,HALDWANI -UTTARAKHAND PIN CODE-263139. It serves the Haldwani region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002250 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KALADHUNGI RAOD HALDWANI branch came to be assigned the code IBKL0002250.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002250, money simply cannot be routed to the KALADHUNGI RAOD HALDWANI branch electronically.

Products and account variants supported

Every account opened at the Kaladhungi Raod Haldwani branch is mapped to IFSC IBKL0002250 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0002250.

Banking services available

The Kaladhungi Raod Haldwani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9927739399.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002250

How to transfer money using IFSC IBKL0002250

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002250 across all three.

How to use IFSC IBKL0002250 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's KALADHUNGI RAOD HALDWANI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0002250.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as KALADHUNGI RAOD HALDWANI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KALADHUNGI RAOD HALDWANI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's KALADHUNGI RAOD HALDWANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002250 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – KALADHUNGI RAOD HALDWANI, use IMPS. With IFSC IBKL0002250 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0002250 for IDBI Bank – KALADHUNGI RAOD HALDWANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kaladhungi Raod Haldwani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0002250

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – KALADHUNGI RAOD HALDWANI is still mapped to IFSC IBKL0002250. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002250 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Kaladhungi Raod Haldwani branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002250 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Kaladhungi Raod Haldwani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002250 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – KALADHUNGI RAOD HALDWANI:

• The IFSC is exactly IBKL0002250 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and KALADHUNGI RAOD HALDWANI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kaladhungi Raod Haldwani branch

The branch is located at IDBI BANK LTD,GAS GODAM ROAD CHAURAHA,NEAR CENTRAL HOSPITAL,KALADHUNGI ROAD,HALDWANI -UTTARAKHAND PIN CODE-263139, which puts it inside Haldwani, the broader Nainital district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Kaladhungi Raod Haldwani branch” — the verified location pin for IFSC IBKL0002250 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9927739399 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0002250 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0002250 for IDBI Bank – KALADHUNGI RAOD HALDWANI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kaladhungi Raod Haldwani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002250, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0002250 belongs to IDBI Bank's KALADHUNGI RAOD HALDWANI branch, located at IDBI BANK LTD,GAS GODAM ROAD CHAURAHA,NEAR CENTRAL HOSPITAL,KALADHUNGI… in HALDWANI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.