IFSC Code of IDBI Bank, The Honavar Urban Co Operative Bank Ltd Haldipur Branch, Karnataka

Use this page as a one-stop reference for everything related to IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch in HALDIPUR, KARNATAKA. The branch's IFSC code IBKL0187402 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch, the IFSC IBKL0187402 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 187402 identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Honavar Urban Co Operative Bank Ltd Haldipur branch — IFSC IBKL0187402 — extends the bank's services to customers in and around Haldipur, Karnataka.

Branch details at a glance

About this branch

The branch is located at SHREE MUKHYAPRANANATARGATA LAXMI VENKATESH DEV,HALDIPUR 581327. It serves the Haldipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0187402 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch came to be assigned the code IBKL0187402.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0187402, money simply cannot be routed to the THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch electronically.

Account types you can open at the The Honavar Urban Co Operative Bank Ltd Haldipur branch

Once you have an account at IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR, the IFSC IBKL0187402 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Honavar Urban Co Operative Bank Ltd Haldipur branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0187402

How to transfer money using IFSC IBKL0187402

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0187402 across all three.

How to use IFSC IBKL0187402 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0187402.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0187402 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR (IFSC IBKL0187402)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0187402 in your mobile or internet banking app, and the money is credited to the THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Honavar Urban Co Operative Bank Ltd Haldipur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0187402:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR is still linked to IFSC IBKL0187402.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0187402

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR is still mapped to IFSC IBKL0187402. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0187402 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Honavar Urban Co Operative Bank Ltd Haldipur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0187402 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Honavar Urban Co Operative Bank Ltd Haldipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0187402 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IBKL0187402

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0187402.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Honavar Urban Co Operative Bank Ltd Haldipur branch sits at SHREE MUKHYAPRANANATARGATA LAXMI VENKATESH DEV,HALDIPUR 581327. If you are travelling from outside Haldipur, search for the branch on a maps application using the bank name and locality, or call 8387-254373 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0187402 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0187402 for IDBI Bank – THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Honavar Urban Co Operative Bank Ltd Haldipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0187402, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0187402 is the IFSC code of IDBI Bank, THE HONAVAR URBAN CO OPERATIVE BANK LTD HALDIPUR branch, in HALDIPUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.