IFSC Code of IDBI Bank, The Vaishali District Central Co Operative Bank Ltd Hajipur Branch, Bihar

If you are searching for the IFSC code of IDBI Bank, THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR branch in HAJIPUR, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IBKL0724VDC. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR branch, and detailed step-by-step guides for using the IFSC IBKL0724VDC across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR is IBKL0724VDC. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 724VDC map to this branch in HAJIPUR, BIHAR.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Vaishali District Central Co Operative Bank Ltd Hajipur branch in Hajipur, Bihar is part of this network and uses the IFSC code IBKL0724VDC for all electronic settlement.

About the The Vaishali District Central Co Operative Bank Ltd Hajipur branch

The The Vaishali District Central Co Operative Bank Ltd Hajipur branch of IDBI Bank is situated at HOSPITAL ROAD HAJIPUR PIN 844101 DISTRICT VAISHALI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0724VDC is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR branch came to be assigned the code IBKL0724VDC.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0724VDC, money simply cannot be routed to the THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Vaishali District Central Co Operative Bank Ltd Hajipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0724VDC for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0724VDC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0724VDC across all three.

NEFT to IDBI Bank, THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR using IFSC IBKL0724VDC

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0724VDC, and confirm that the system picks up IDBI Bank – THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0724VDC while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR, use IMPS. With IFSC IBKL0724VDC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Vaishali District Central Co Operative Bank Ltd Hajipur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0724VDC:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR is still linked to IFSC IBKL0724VDC.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0724VDC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR is still mapped to IFSC IBKL0724VDC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0724VDC and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Vaishali District Central Co Operative Bank Ltd Hajipur branch is mapped to IFSC IBKL0724VDC on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0724VDC.

Products and services

Customers walking into the The Vaishali District Central Co Operative Bank Ltd Hajipur branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0724VDC

Digital banking channels

Most day-to-day work that customers used to do at the The Vaishali District Central Co Operative Bank Ltd Hajipur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0724VDC is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Vaishali District Central Co Operative Bank Ltd Hajipur branch

The branch is located at HOSPITAL ROAD HAJIPUR PIN 844101 DISTRICT VAISHALI, which puts it inside Hajipur, the broader Vaishali district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Vaishali District Central Co Operative Bank Ltd Hajipur branch” — the verified location pin for IFSC IBKL0724VDC should appear at the top of the results.
2. Confirm the branch is open by calling 6224-272249 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0724VDC and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR:

• The IFSC is exactly IBKL0724VDC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Vaishali District Central Co Operative Bank Ltd Hajipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0724VDC continue to work without interruption.

Verifying IFSC IBKL0724VDC from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0724VDC by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6224-272249.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0724VDC belongs to IDBI Bank's THE VAISHALI DISTRICT CENTRAL CO OPERATIVE BANK LTD HAJIPUR branch, located at HOSPITAL ROAD HAJIPUR PIN 844101 DISTRICT VAISHALI in HAJIPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.