Use this page as a one-stop reference for everything related to IDBI Bank's GOPESHWAR branch in GOPESHWAR, UTTARAKHAND. The branch's IFSC code IBKL0001530 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – GOPESHWAR is IBKL0001530. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001530 map to this branch in GOPESHWAR, UTTARAKHAND.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Gopeshwar branch in Gopeshwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001530.
About the Gopeshwar branch
The Gopeshwar branch of IDBI Bank is situated at BUS STAND,MANDIR MARG,GOPESHWAR 246401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001530 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Gopeshwar |
| IFSC Code | IBKL0001530 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUS STAND,MANDIR MARG,GOPESHWAR 246401 |
| City | Gopeshwar |
| District | Chamoli |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 7500026600 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's GOPESHWAR branch came to be assigned the code IBKL0001530.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001530, money simply cannot be routed to the GOPESHWAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001530 and the account number together uniquely identify the Gopeshwar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0001530
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001530 across all three.
How to use IFSC IBKL0001530 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's GOPESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001530.
- Confirm the bank name auto-populates as IDBI Bank and the branch as GOPESHWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001530
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – GOPESHWAR, ensure your bank's portal accepts IFSC IBKL0001530 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank GOPESHWAR (IFSC IBKL0001530)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001530 in your mobile or internet banking app, and the money is credited to the GOPESHWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001530 for IDBI Bank – GOPESHWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001530 | Yes – IBKL0001530 | Yes – IBKL0001530 |
For most retail customers crediting the Gopeshwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001530
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – GOPESHWAR is still mapped to IFSC IBKL0001530. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001530 and the beneficiary's account number to complete the transfer.
Account types you can open at the Gopeshwar branch
Once you have an account at IDBI Bank – GOPESHWAR, the IFSC IBKL0001530 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gopeshwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7500026600.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001530
Online banking and IFSC IBKL0001530
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the GOPESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001530 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Gopeshwar branch sits at BUS STAND,MANDIR MARG,GOPESHWAR 246401. If you are travelling from outside Gopeshwar, search for the branch on a maps application using the bank name and locality, or call 91-7500026600 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001530 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – GOPESHWAR:
- The IFSC is exactly IBKL0001530 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and GOPESHWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gopeshwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001530, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001530 for IDBI Bank – GOPESHWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDBI BankGopeshwar Branch
BUS STAND,MANDIR MARG,GOPESHWAR 246401
Gopeshwar, Uttarakhand
Phone: 91-7500026600
IFSC: IBKL0001530
Frequently asked questions
Is IFSC IBKL0001530 valid for NEFT and RTGS?
Yes. IFSC IBKL0001530 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank Gopeshwar branch?
You can reach the branch at 91-7500026600 during regular banking hours.
How quickly will an NEFT transfer using IBKL0001530 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Gopeshwar reflect within 30 minutes.
How do I add IDBI Bank Gopeshwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001530, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IBKL0001530 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001530 to send funds instantly.
Does IDBI Bank Gopeshwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7500026600 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gopeshwar branch but serve different purposes.
Summary
The IFSC code IBKL0001530 belongs to IDBI Bank's GOPESHWAR branch, located at BUS STAND,MANDIR MARG,GOPESHWAR 246401 in GOPESHWAR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
