This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, RAC INDIRAPURAM branch in GHAZIABAD. The 11-digit IFSC IBKL0008007 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the RAC INDIRAPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – RAC INDIRAPURAM is IBKL0008007. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008007 map to this branch in GHAZIABAD, UTTAR PRADESH.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rac Indirapuram branch in Ghaziabad, Uttar Pradesh is part of this network and uses the IFSC code IBKL0008007 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Rac Indirapuram |
| IFSC Code | IBKL0008007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK RAC ,1ST FLOOR, WINDSOR PARK,5 VAIBHAV KHNAD,INDIRAPURAM, GHAZIABAD 201010 ,UP |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 66908532 |
About the Rac Indirapuram branch
The Rac Indirapuram branch of IDBI Bank is situated at IDBI BANK RAC ,1ST FLOOR, WINDSOR PARK,5 VAIBHAV KHNAD,INDIRAPURAM, GHAZIABAD 201010 ,UP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0008007 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAC INDIRAPURAM of IDBI Bank — its own 11-character IFSC. The code IBKL0008007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0008007 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Rac Indirapuram branch is mapped to IFSC IBKL0008007 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0008007.
Banking services available
The Rac Indirapuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-66908532.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0008007
How to transfer money using IFSC IBKL0008007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0008007 across all three.
NEFT to IDBI Bank, RAC INDIRAPURAM using IFSC IBKL0008007
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0008007, and confirm that the system picks up IDBI Bank – RAC INDIRAPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0008007
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – RAC INDIRAPURAM, ensure your bank's portal accepts IFSC IBKL0008007 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank RAC INDIRAPURAM (IFSC IBKL0008007)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0008007 in your mobile or internet banking app, and the money is credited to the RAC INDIRAPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0008007 for IDBI Bank – RAC INDIRAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0008007 | Yes – IBKL0008007 | Yes – IBKL0008007 |
For most retail customers crediting the Rac Indirapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's RAC INDIRAPURAM branch, the IFSC IBKL0008007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Rac Indirapuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0008007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Rac Indirapuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0008007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0008007
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – RAC INDIRAPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0008007. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rac Indirapuram branch sits at IDBI BANK RAC ,1ST FLOOR, WINDSOR PARK,5 VAIBHAV KHNAD,INDIRAPURAM, GHAZIABAD 201010 ,UP. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 22-66908532 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0008007 and your account number.
Verifying IFSC IBKL0008007 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0008007 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-66908532.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rac Indirapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0008007, however, work 24x7.
Branch address & contact
IDBI BankRac Indirapuram Branch
IDBI BANK RAC ,1ST FLOOR, WINDSOR PARK,5 VAIBHAV KHNAD,INDIRAPURAM, GHAZIABAD 201010 ,UP
Ghaziabad, Uttar Pradesh
Phone: 22-66908532
IFSC: IBKL0008007
Frequently asked questions
Is IFSC IBKL0008007 the same for all accounts at Rac Indirapuram branch?
Yes. The IFSC IBKL0008007 is shared by every account held at IDBI Bank's Rac Indirapuram branch. Only the account number changes from customer to customer.
Does IDBI Bank Rac Indirapuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-66908532 to confirm.
How do I add IDBI Bank Rac Indirapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0008007, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDBI Bank Rac Indirapuram branch?
You can reach the branch at 22-66908532 during regular banking hours.
Is IFSC IBKL0008007 valid for NEFT and RTGS?
Yes. IFSC IBKL0008007 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is IDBI Bank Rac Indirapuram branch located?
IDBI Bank's Rac Indirapuram branch is located at IDBI BANK RAC ,1ST FLOOR, WINDSOR PARK,5 VAIBHAV KHNAD,INDIRAPURAM, GHAZIABAD 201010 ,UP, Ghaziabad, Uttar Pradesh.
What is the IFSC code of IDBI Bank Rac Indirapuram branch?
The IFSC code of IDBI Bank, Rac Indirapuram branch is IBKL0008007. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IBKL0008007 belongs to IDBI Bank's RAC INDIRAPURAM branch, located at IDBI BANK RAC ,1ST FLOOR, WINDSOR PARK,5 VAIBHAV KHNAD,INDIRAPURAM, GHAZIABAD… in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
