IFSC Code of IDBI Bank, The Gandevi Peoples Co Op Bank Ltd Branch, Gujarat

Below are the complete branch details for IDBI Bank, THE GANDEVI PEOPLES CO OP BANK LTD branch, located in GANDEVI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0068GP1. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0068GP1 for IDBI Bank – THE GANDEVI PEOPLES CO OP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE GANDEVI PEOPLES CO OP BANK LTD is IBKL0068GP1. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 068GP1 map to this branch in GANDEVI, GUJARAT.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Gandevi Peoples Co Op Bank Ltd branch in Gandevi, Gujarat is part of this network and uses the IFSC code IBKL0068GP1 for all electronic settlement.

The Gandevi Peoples Co Op Bank Ltd branch overview

Located at STANDERTON HOUSE, BAZAR, P B NO 10, GANDEVI 396360, DIST NAVSARI, the The Gandevi Peoples Co Op Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0068GP1 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE GANDEVI PEOPLES CO OP BANK LTD branch came to be assigned the code IBKL0068GP1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0068GP1, money simply cannot be routed to the THE GANDEVI PEOPLES CO OP BANK LTD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0068GP1 and the account number together uniquely identify the The Gandevi Peoples Co Op Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0068GP1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0068GP1 across all three.

NEFT to IDBI Bank, THE GANDEVI PEOPLES CO OP BANK LTD using IFSC IBKL0068GP1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0068GP1, and confirm that the system picks up IDBI Bank – THE GANDEVI PEOPLES CO OP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0068GP1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE GANDEVI PEOPLES CO OP BANK LTD, ensure your bank's portal accepts IFSC IBKL0068GP1 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE GANDEVI PEOPLES CO OP BANK LTD (IFSC IBKL0068GP1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0068GP1 in your mobile or internet banking app, and the money is credited to the THE GANDEVI PEOPLES CO OP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0068GP1 for IDBI Bank – THE GANDEVI PEOPLES CO OP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Gandevi Peoples Co Op Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE GANDEVI PEOPLES CO OP BANK LTD branch, the IFSC IBKL0068GP1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Gandevi Peoples Co Op Bank Ltd branch is mapped to IFSC IBKL0068GP1 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0068GP1.

Banking services available

The The Gandevi Peoples Co Op Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2634-262338.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0068GP1

Digital banking channels

Most day-to-day work that customers used to do at the The Gandevi Peoples Co Op Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0068GP1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Gandevi Peoples Co Op Bank Ltd branch sits at STANDERTON HOUSE, BAZAR, P B NO 10, GANDEVI 396360, DIST NAVSARI. If you are travelling from outside Gandevi, search for the branch on a maps application using the bank name and locality, or call 2634-262338 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0068GP1 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE GANDEVI PEOPLES CO OP BANK LTD:

• The IFSC is exactly IBKL0068GP1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE GANDEVI PEOPLES CO OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Gandevi Peoples Co Op Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0068GP1, however, work 24x7.

Verifying IFSC IBKL0068GP1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0068GP1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2634-262338.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0068GP1 belongs to IDBI Bank's THE GANDEVI PEOPLES CO OP BANK LTD branch, located at STANDERTON HOUSE, BAZAR, P B NO 10, GANDEVI 396360, DIST NAVSARI in GANDEVI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.