If you are searching for the IFSC code of IDBI Bank, PRAGNAPUR branch in GAJWEL, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is IBKL0001346. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PRAGNAPUR branch, and detailed step-by-step guides for using the IFSC IBKL0001346 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's PRAGNAPUR branch, the IFSC IBKL0001346 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001346 identifies this particular branch.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pragnapur branch in Gajwel, Telangana is part of this network and uses the IFSC code IBKL0001346 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Pragnapur |
| IFSC Code | IBKL0001346 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 2-90, OLD NO. 1-93, PRAGNAPUR, GAJWEL MANDAL, MEDAK DIST. PIN 502311 |
| City | Gajwel |
| District | Medak |
| State | Telangana |
| STD Code | 91 |
| Phone | 9581909191 |
About the Pragnapur branch
The Pragnapur branch of IDBI Bank is situated at NO. 2-90, OLD NO. 1-93, PRAGNAPUR, GAJWEL MANDAL, MEDAK DIST. PIN 502311. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001346 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRAGNAPUR of IDBI Bank — its own 11-character IFSC. The code IBKL0001346 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001346 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Pragnapur branch is mapped to IFSC IBKL0001346 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001346.
Products and services
Customers walking into the Pragnapur branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001346
How to transfer money using IFSC IBKL0001346
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001346 across all three.
NEFT to IDBI Bank, PRAGNAPUR using IFSC IBKL0001346
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001346, and confirm that the system picks up IDBI Bank – PRAGNAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001346
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – PRAGNAPUR, ensure your bank's portal accepts IFSC IBKL0001346 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – PRAGNAPUR, use IMPS. With IFSC IBKL0001346 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001346 for IDBI Bank – PRAGNAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001346 | Yes – IBKL0001346 | Yes – IBKL0001346 |
For most retail customers crediting the Pragnapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's PRAGNAPUR branch, the IFSC IBKL0001346 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0001346
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the PRAGNAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001346 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001346 and the account number together uniquely identify the Pragnapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – PRAGNAPUR:
- The IFSC is exactly IBKL0001346 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and PRAGNAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pragnapur branch sits at NO. 2-90, OLD NO. 1-93, PRAGNAPUR, GAJWEL MANDAL, MEDAK DIST. PIN 502311. If you are travelling from outside Gajwel, search for the branch on a maps application using the bank name and locality, or call 91-9581909191 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001346 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001346 for IDBI Bank – PRAGNAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pragnapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001346, however, work 24x7.
Branch address & contact
IDBI BankPragnapur Branch
NO. 2-90, OLD NO. 1-93, PRAGNAPUR, GAJWEL MANDAL, MEDAK DIST. PIN 502311
Gajwel, Telangana
Phone: 91-9581909191
IFSC: IBKL0001346
Frequently asked questions
Can I use IFSC IBKL0001346 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001346 to send funds instantly.
What is the phone number of IDBI Bank Pragnapur branch?
You can reach the branch at 91-9581909191 during regular banking hours.
How do I add IDBI Bank Pragnapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001346, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001346 the same for all accounts at Pragnapur branch?
Yes. The IFSC IBKL0001346 is shared by every account held at IDBI Bank's Pragnapur branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Pragnapur branch?
The IFSC code of IDBI Bank, Pragnapur branch is IBKL0001346. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0001346 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Pragnapur reflect within 30 minutes.
Summary
The IFSC code IBKL0001346 belongs to IDBI Bank's PRAGNAPUR branch, located at NO. 2-90, OLD NO. 1-93, PRAGNAPUR, GAJWEL MANDAL, MEDAK DIST. PIN 502311 in GAJWEL, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
