IFSC Code of IDBI Bank, Sirhind Fatehgarh Sahib Branch, Punjab

Use this page as a one-stop reference for everything related to IDBI Bank's SIRHIND FATEHGARH SAHIB branch in FATEHGARH SAHIB, PUNJAB. The branch's IFSC code IBKL0001301 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's SIRHIND FATEHGARH SAHIB branch, the IFSC IBKL0001301 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001301 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sirhind Fatehgarh Sahib branch in Fatehgarh Sahib, Punjab is part of this network and uses the IFSC code IBKL0001301 for all electronic settlement.

Branch details at a glance

About the Sirhind Fatehgarh Sahib branch

The Sirhind Fatehgarh Sahib branch of IDBI Bank is situated at JYOTI SROUP MOUR ADJ PESSI BATTERIES FATEHGARH SAHIB SIRHIND FATEHGARHPIN 140406 PUNJAB. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001301 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SIRHIND FATEHGARH SAHIB branch came to be assigned the code IBKL0001301.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001301, money simply cannot be routed to the SIRHIND FATEHGARH SAHIB branch electronically.

Products and account variants supported

Every account opened at the Sirhind Fatehgarh Sahib branch is mapped to IFSC IBKL0001301 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0001301.

Products and services

Customers walking into the Sirhind Fatehgarh Sahib branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0001301

How to transfer money using IFSC IBKL0001301

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001301 across all three.

NEFT to IDBI Bank, SIRHIND FATEHGARH SAHIB using IFSC IBKL0001301

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001301, and confirm that the system picks up IDBI Bank – SIRHIND FATEHGARH SAHIB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIRHIND FATEHGARH SAHIB

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SIRHIND FATEHGARH SAHIB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001301 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank SIRHIND FATEHGARH SAHIB (IFSC IBKL0001301)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001301 in your mobile or internet banking app, and the money is credited to the SIRHIND FATEHGARH SAHIB branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sirhind Fatehgarh Sahib

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001301:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIRHIND FATEHGARH SAHIB is still linked to IFSC IBKL0001301.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0001301

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SIRHIND FATEHGARH SAHIB is still mapped to IFSC IBKL0001301. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001301 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0001301

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SIRHIND FATEHGARH SAHIB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001301 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001301 and the account number together uniquely identify the Sirhind Fatehgarh Sahib branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SIRHIND FATEHGARH SAHIB:

• The IFSC is exactly IBKL0001301 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SIRHIND FATEHGARH SAHIB as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sirhind Fatehgarh Sahib branch

The branch is located at JYOTI SROUP MOUR ADJ PESSI BATTERIES FATEHGARH SAHIB SIRHIND FATEHGARHPIN 140406 PUNJAB, which puts it inside Fatehgarh Sahib, the broader Fatehgarh Sahib district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Sirhind Fatehgarh Sahib branch” — the verified location pin for IFSC IBKL0001301 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9996629292 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001301 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0001301 for IDBI Bank – SIRHIND FATEHGARH SAHIB, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sirhind Fatehgarh Sahib branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001301, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0001301 is the IFSC code of IDBI Bank, SIRHIND FATEHGARH SAHIB branch, in FATEHGARH SAHIB, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.