IFSC Code of IDBI Bank, Rac- Kalyan-Dombivali Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, RAC- KALYAN-DOMBIVALI branch in DOMBIVALI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0008054. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAC- KALYAN-DOMBIVALI branch, and detailed step-by-step guides for using the IFSC IBKL0008054 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – RAC- KALYAN-DOMBIVALI is IBKL0008054. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008054 map to this branch in DOMBIVALI, MAHARASHTRA.

Branch details at a glance

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rac- Kalyan-Dombivali branch in Dombivali, Maharashtra is part of this network and uses the IFSC code IBKL0008054 for all electronic settlement.

Rac- Kalyan-Dombivali branch overview

Located at IDBI BANK LTD,SHOP NO 3 & 4,PNG CREATIONS,PLOT RP 109,MIDC SHIL ROAD DOMBIVALI EAST KALYAN THANE 421203 MAHARASHTRA, the Rac- Kalyan-Dombivali branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0008054 is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAC- KALYAN-DOMBIVALI of IDBI Bank — its own 11-character IFSC. The code IBKL0008054 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0008054 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0008054

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0008054 across all three.

NEFT to IDBI Bank, RAC- KALYAN-DOMBIVALI using IFSC IBKL0008054

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0008054, and confirm that the system picks up IDBI Bank – RAC- KALYAN-DOMBIVALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0008054

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – RAC- KALYAN-DOMBIVALI, ensure your bank's portal accepts IFSC IBKL0008054 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank RAC- KALYAN-DOMBIVALI (IFSC IBKL0008054)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0008054 in your mobile or internet banking app, and the money is credited to the RAC- KALYAN-DOMBIVALI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rac- Kalyan-Dombivali

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0008054:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAC- KALYAN-DOMBIVALI is still linked to IFSC IBKL0008054.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's RAC- KALYAN-DOMBIVALI branch, the IFSC IBKL0008054 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Rac- Kalyan-Dombivali branch

Once you have an account at IDBI Bank – RAC- KALYAN-DOMBIVALI, the IFSC IBKL0008054 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Rac- Kalyan-Dombivali branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0008054

MICR & cheque-truncation details

Cheques drawn on the Rac- Kalyan-Dombivali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0008054 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL0008054

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the RAC- KALYAN-DOMBIVALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0008054 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – RAC- KALYAN-DOMBIVALI:

• The IFSC is exactly IBKL0008054 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and RAC- KALYAN-DOMBIVALI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rac- Kalyan-Dombivali branch sits at IDBI BANK LTD,SHOP NO 3 & 4,PNG CREATIONS,PLOT RP 109,MIDC SHIL ROAD DOMBIVALI EAST KALYAN THANE 421203 MAHARASHTRA. If you are travelling from outside Dombivali, search for the branch on a maps application using the bank name and locality, or call 91-9321938778 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0008054 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0008054 for IDBI Bank – RAC- KALYAN-DOMBIVALI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Rac- Kalyan-Dombivali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0008054 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0008054 is the IFSC code of IDBI Bank, RAC- KALYAN-DOMBIVALI branch, in DOMBIVALI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.