IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Kouthuli Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's SANGLI DCC BANK LTD SANGLI KOUTHULI branch in DIGHANCHI, MAHARASHTRA. The branch's IFSC code IBKL0SDC113 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's SANGLI DCC BANK LTD SANGLI KOUTHULI branch, the IFSC IBKL0SDC113 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and SDC113 identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sangli Dcc Bank Ltd Sangli Kouthuli branch — IFSC IBKL0SDC113 — extends the bank's services to customers in and around Dighanchi, Maharashtra.

Branch details at a glance

About the Sangli Dcc Bank Ltd Sangli Kouthuli branch

The Sangli Dcc Bank Ltd Sangli Kouthuli branch of IDBI Bank is situated at A P KOUTHULI TAL ATAPADI DIST SANGLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0SDC113 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGLI DCC BANK LTD SANGLI KOUTHULI branch came to be assigned the code IBKL0SDC113.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SDC113, money simply cannot be routed to the SANGLI DCC BANK LTD SANGLI KOUTHULI branch electronically.

Products and account variants supported

Every account opened at the Sangli Dcc Bank Ltd Sangli Kouthuli branch is mapped to IFSC IBKL0SDC113 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0SDC113.

Products and services

Customers walking into the Sangli Dcc Bank Ltd Sangli Kouthuli branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0SDC113

How to transfer money using IFSC IBKL0SDC113

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC113 across all three.

NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI KOUTHULI using IFSC IBKL0SDC113

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC113, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI KOUTHULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SANGLI DCC BANK LTD SANGLI KOUTHULI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SANGLI DCC BANK LTD SANGLI KOUTHULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0SDC113 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank SANGLI DCC BANK LTD SANGLI KOUTHULI (IFSC IBKL0SDC113)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0SDC113 in your mobile or internet banking app, and the money is credited to the SANGLI DCC BANK LTD SANGLI KOUTHULI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0SDC113 for IDBI Bank – SANGLI DCC BANK LTD SANGLI KOUTHULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Kouthuli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0SDC113

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI KOUTHULI is still mapped to IFSC IBKL0SDC113. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC113 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0SDC113

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI KOUTHULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC113 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sangli Dcc Bank Ltd Sangli Kouthuli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC113 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IBKL0SDC113

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI KOUTHULI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0SDC113.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sangli Dcc Bank Ltd Sangli Kouthuli branch

The branch is located at A P KOUTHULI TAL ATAPADI DIST SANGLI, which puts it inside Dighanchi, the broader Agi district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Sangli Dcc Bank Ltd Sangli Kouthuli branch” — the verified location pin for IFSC IBKL0SDC113 should appear at the top of the results.
2. Confirm the branch is open by calling 2343-220253 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0SDC113 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0SDC113 for IDBI Bank – SANGLI DCC BANK LTD SANGLI KOUTHULI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sangli Dcc Bank Ltd Sangli Kouthuli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC113 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0SDC113 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI KOUTHULI branch, in DIGHANCHI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.