Below are the complete branch details for IDBI Bank, DHARAMSALA branch, located in DHARAMSALA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001106. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001106 for IDBI Bank – DHARAMSALA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001106 is the IFSC of IDBI Bank's DHARAMSALA branch. The format is fixed: IBKL = bank code, 0 = reserved, 001106 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Dharamsala |
| IFSC Code | IBKL0001106 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 113, KOTWALI BAZAR, DHARAMSHALA, DISTT. KANGRA, H.P |
| City | Dharamsala |
| District | Kangra |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 8878687899 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Dharamsala branch in Dharamsala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001106.
About this branch
The branch is located at 113, KOTWALI BAZAR, DHARAMSHALA, DISTT. KANGRA, H.P. It serves the Dharamsala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001106 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHARAMSALA of IDBI Bank — its own 11-character IFSC. The code IBKL0001106 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001106 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001106
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001106 across all three.
NEFT to IDBI Bank, DHARAMSALA using IFSC IBKL0001106
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001106, and confirm that the system picks up IDBI Bank – DHARAMSALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DHARAMSALA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's DHARAMSALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001106 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank DHARAMSALA (IFSC IBKL0001106)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001106 in your mobile or internet banking app, and the money is credited to the DHARAMSALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001106 for IDBI Bank – DHARAMSALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001106 | Yes – IBKL0001106 | Yes – IBKL0001106 |
For most retail customers crediting the Dharamsala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001106
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – DHARAMSALA is still mapped to IFSC IBKL0001106. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001106 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dharamsala branch
Once you have an account at IDBI Bank – DHARAMSALA, the IFSC IBKL0001106 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dharamsala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8878687899.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001106
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001106 and the account number together uniquely identify the Dharamsala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0001106
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the DHARAMSALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001106 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001106
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – DHARAMSALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001106. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dharamsala branch
The branch is located at 113, KOTWALI BAZAR, DHARAMSHALA, DISTT. KANGRA, H.P, which puts it inside Dharamsala, the broader Kangra district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Dharamsala branch” — the verified location pin for IFSC IBKL0001106 should appear at the top of the results.
- Confirm the branch is open by calling 91-8878687899 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001106 and your account number.
Verifying IFSC IBKL0001106 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001106 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8878687899.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dharamsala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001106, however, work 24x7.
Branch address & contact
IDBI BankDharamsala Branch
113, KOTWALI BAZAR, DHARAMSHALA, DISTT. KANGRA, H.P
Dharamsala, Himachal Pradesh
Phone: 91-8878687899
IFSC: IBKL0001106
Frequently asked questions
How quickly will an NEFT transfer using IBKL0001106 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Dharamsala reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dharamsala branch but serve different purposes.
Where is IDBI Bank Dharamsala branch located?
IDBI Bank's Dharamsala branch is located at 113, KOTWALI BAZAR, DHARAMSHALA, DISTT. KANGRA, H.P, Dharamsala, Himachal Pradesh.
What is the phone number of IDBI Bank Dharamsala branch?
You can reach the branch at 91-8878687899 during regular banking hours.
Can I use IFSC IBKL0001106 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001106 to send funds instantly.
What is the IFSC code of IDBI Bank Dharamsala branch?
The IFSC code of IDBI Bank, Dharamsala branch is IBKL0001106. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0001106 the same for all accounts at Dharamsala branch?
Yes. The IFSC IBKL0001106 is shared by every account held at IDBI Bank's Dharamsala branch. Only the account number changes from customer to customer.
Final notes
To recap: IBKL0001106 is the IFSC code of IDBI Bank, DHARAMSALA branch, in DHARAMSALA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
