IFSC Code of IDBI Bank, Jharkhand State Cooperative Bank Limited Jasidih Branch, Jharkhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch in DEOGHAR. The 11-digit IFSC IBKL063JS08 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL063JS08 is the IFSC of IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch. The format is fixed: IBKL = bank code, 0 = reserved, 63JS08 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jharkhand State Cooperative Bank Limited Jasidih branch in Deoghar, Jharkhand is part of this network and uses the IFSC code IBKL063JS08 for all electronic settlement.

Branch details at a glance

About the Jharkhand State Cooperative Bank Limited Jasidih branch

The Jharkhand State Cooperative Bank Limited Jasidih branch of IDBI Bank is situated at DEOGHAR JAMTARA CENTRAL CO OPERATIVE BANK LTD,NEAR JASIDIH RAILWAY STATION DEOGHAR 814142. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL063JS08 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch came to be assigned the code IBKL063JS08.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL063JS08, money simply cannot be routed to the JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch electronically.

Products and account variants supported

Every account opened at the Jharkhand State Cooperative Bank Limited Jasidih branch is mapped to IFSC IBKL063JS08 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL063JS08.

Products and services

Customers walking into the Jharkhand State Cooperative Bank Limited Jasidih branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL063JS08

How to transfer money using IFSC IBKL063JS08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL063JS08 across all three.

How to use IFSC IBKL063JS08 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL063JS08.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL063JS08 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH (IFSC IBKL063JS08)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL063JS08 in your mobile or internet banking app, and the money is credited to the JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL063JS08 for IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jharkhand State Cooperative Bank Limited Jasidih branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL063JS08

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH is still mapped to IFSC IBKL063JS08. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL063JS08 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Jharkhand State Cooperative Bank Limited Jasidih branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL063JS08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL063JS08 and the account number together uniquely identify the Jharkhand State Cooperative Bank Limited Jasidih branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH:

• The IFSC is exactly IBKL063JS08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jharkhand State Cooperative Bank Limited Jasidih branch sits at DEOGHAR JAMTARA CENTRAL CO OPERATIVE BANK LTD,NEAR JASIDIH RAILWAY STATION DEOGHAR 814142. If you are travelling from outside Deoghar, search for the branch on a maps application using the bank name and locality, or call 91-9470105654 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL063JS08 and your account number.

Verifying IFSC IBKL063JS08 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL063JS08 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9470105654.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jharkhand State Cooperative Bank Limited Jasidih are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL063JS08 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL063JS08 is the IFSC code of IDBI Bank, JHARKHAND STATE COOPERATIVE BANK LIMITED JASIDIH branch, in DEOGHAR, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.