IFSC Code of IDBI Bank, Jharkhand State Cooperative Bank Limited Deoghar Main Branch Branch, Jharkhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH branch in DEOGHAR. The 11-digit IFSC IBKL063JS07 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH is IBKL063JS07. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 63JS07 map to this branch in DEOGHAR, JHARKHAND.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch in Deoghar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL063JS07.

About the Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch

The Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch of IDBI Bank is situated at DEOGHAR-JAMTARA CENTRAL CO-OPERATIVE BANK LTD,DEOGHAR-JASIDIH MAIN ROAD NEAR NAGAR NIGAM OFFICE DEOGHAR 814112. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL063JS07 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH branch came to be assigned the code IBKL063JS07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL063JS07, money simply cannot be routed to the JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL063JS07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL063JS07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL063JS07 across all three.

NEFT to IDBI Bank, JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH using IFSC IBKL063JS07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL063JS07, and confirm that the system picks up IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL063JS07

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH, ensure your bank's portal accepts IFSC IBKL063JS07 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH, use IMPS. With IFSC IBKL063JS07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Jharkhand State Cooperative Bank Limited Deoghar Main Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL063JS07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH is still linked to IFSC IBKL063JS07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH branch, the IFSC IBKL063JS07 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch is mapped to IFSC IBKL063JS07 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL063JS07.

Products and services

Customers walking into the Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL063JS07

Online banking and IFSC IBKL063JS07

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL063JS07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch

The branch is located at DEOGHAR-JAMTARA CENTRAL CO-OPERATIVE BANK LTD,DEOGHAR-JASIDIH MAIN ROAD NEAR NAGAR NIGAM OFFICE DEOGHAR 814112, which puts it inside Deoghar, the broader Deoghar district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch” — the verified location pin for IFSC IBKL063JS07 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9801701889 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL063JS07 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH:

• The IFSC is exactly IBKL063JS07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jharkhand State Cooperative Bank Limited Deoghar Main Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL063JS07, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL063JS07 for IDBI Bank – JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL063JS07 belongs to IDBI Bank's JHARKHAND STATE COOPERATIVE BANK LIMITED DEOGHAR MAIN BRANCH branch, located at DEOGHAR-JAMTARA CENTRAL CO-OPERATIVE BANK LTD,DEOGHAR-JASIDIH MAIN ROAD NEAR… in DEOGHAR, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.