If you are searching for the IFSC code of IDBI Bank, LAJPAT NAGAR branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is IBKL0000191. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAJPAT NAGAR branch, and detailed step-by-step guides for using the IFSC IBKL0000191 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0000191 is the IFSC of IDBI Bank's LAJPAT NAGAR branch. The format is fixed: IBKL = bank code, 0 = reserved, 000191 = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Lajpat Nagar branch — IFSC IBKL0000191 — extends the bank's services to customers in and around Delhi, Delhi.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Lajpat Nagar |
| IFSC Code | IBKL0000191 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 54 RING ROADLAJPAT NAGAR IIINULLNEW DELHINEW DELHINEW DELHI110 024 |
| City | Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9811383727 |
About the Lajpat Nagar branch
The Lajpat Nagar branch of IDBI Bank is situated at 54 RING ROADLAJPAT NAGAR IIINULLNEW DELHINEW DELHINEW DELHI110 024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000191 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAJPAT NAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0000191 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000191 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Lajpat Nagar branch
Once you have an account at IDBI Bank – LAJPAT NAGAR, the IFSC IBKL0000191 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Lajpat Nagar branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000191
How to transfer money using IFSC IBKL0000191
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000191 across all three.
How to use IFSC IBKL0000191 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's LAJPAT NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000191.
- Confirm the bank name auto-populates as IDBI Bank and the branch as LAJPAT NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to LAJPAT NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's LAJPAT NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000191 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank LAJPAT NAGAR (IFSC IBKL0000191)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000191 in your mobile or internet banking app, and the money is credited to the LAJPAT NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000191 for IDBI Bank – LAJPAT NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000191 | Yes – IBKL0000191 | Yes – IBKL0000191 |
For most retail customers crediting the Lajpat Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's LAJPAT NAGAR branch, the IFSC IBKL0000191 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Lajpat Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000191 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Lajpat Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000191 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0000191
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – LAJPAT NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000191. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Lajpat Nagar branch sits at 54 RING ROADLAJPAT NAGAR IIINULLNEW DELHINEW DELHINEW DELHI110 024. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 91-9811383727 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000191 and your account number.
Verifying IFSC IBKL0000191 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000191 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9811383727.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lajpat Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000191, however, work 24x7.
Branch address & contact
IDBI BankLajpat Nagar Branch
54 RING ROADLAJPAT NAGAR IIINULLNEW DELHINEW DELHINEW DELHI110 024
Delhi, Delhi
Phone: 91-9811383727
IFSC: IBKL0000191
Frequently asked questions
Does IDBI Bank Lajpat Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9811383727 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lajpat Nagar branch but serve different purposes.
Can I use IFSC IBKL0000191 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000191 to send funds instantly.
Where is IDBI Bank Lajpat Nagar branch located?
IDBI Bank's Lajpat Nagar branch is located at 54 RING ROADLAJPAT NAGAR IIINULLNEW DELHINEW DELHINEW DELHI110 024, Delhi, Delhi.
How do I add IDBI Bank Lajpat Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000191, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0000191 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Lajpat Nagar reflect within 30 minutes.
Is IFSC IBKL0000191 the same for all accounts at Lajpat Nagar branch?
Yes. The IFSC IBKL0000191 is shared by every account held at IDBI Bank's Lajpat Nagar branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Lajpat Nagar branch?
The IFSC code of IDBI Bank, Lajpat Nagar branch is IBKL0000191. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IBKL0000191 is the IFSC code of IDBI Bank, LAJPAT NAGAR branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
