Use this page as a one-stop reference for everything related to IDBI Bank's KIRTI NAGAR, branch in DELHI, DELHI. The branch's IFSC code IBKL0000317 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's KIRTI NAGAR, branch, the IFSC IBKL0000317 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 000317 identifies this particular branch.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kirti Nagar, branch in Delhi, Delhi is part of this network and uses the IFSC code IBKL0000317 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Kirti Nagar, |
| IFSC Code | IBKL0000317 |
| MICR Code | Refer to cheque leaf |
| Branch Address | G 22GROUND FLOOR AND BASEMENTKIRTI NAGAR NEW DELHIPIN 110015 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9756827358 |
About this branch
The branch is located at G 22GROUND FLOOR AND BASEMENTKIRTI NAGAR NEW DELHIPIN 110015. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0000317 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KIRTI NAGAR, branch came to be assigned the code IBKL0000317.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000317, money simply cannot be routed to the KIRTI NAGAR, branch electronically.
Account types you can open at the Kirti Nagar, branch
Once you have an account at IDBI Bank – KIRTI NAGAR,, the IFSC IBKL0000317 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kirti Nagar, branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000317
How to transfer money using IFSC IBKL0000317
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000317 across all three.
NEFT to IDBI Bank, KIRTI NAGAR, using IFSC IBKL0000317
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000317, and confirm that the system picks up IDBI Bank – KIRTI NAGAR,. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KIRTI NAGAR,
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's KIRTI NAGAR, branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000317 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KIRTI NAGAR,, use IMPS. With IFSC IBKL0000317 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000317 for IDBI Bank – KIRTI NAGAR,, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000317 | Yes – IBKL0000317 | Yes – IBKL0000317 |
For most retail customers crediting the Kirti Nagar, branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KIRTI NAGAR, branch, the IFSC IBKL0000317 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0000317
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KIRTI NAGAR, branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000317 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kirti Nagar, branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000317 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – KIRTI NAGAR,:
- The IFSC is exactly IBKL0000317 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and KIRTI NAGAR, as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kirti Nagar, branch
The branch is located at G 22GROUND FLOOR AND BASEMENTKIRTI NAGAR NEW DELHIPIN 110015, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Kirti Nagar, branch” — the verified location pin for IFSC IBKL0000317 should appear at the top of the results.
- Confirm the branch is open by calling 91-9756827358 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000317 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000317 for IDBI Bank – KIRTI NAGAR,, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kirti Nagar, are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000317 continue to work without interruption.
Branch address & contact
IDBI BankKirti Nagar, Branch
G 22GROUND FLOOR AND BASEMENTKIRTI NAGAR NEW DELHIPIN 110015
Delhi, Delhi
Phone: 91-9756827358
IFSC: IBKL0000317
Frequently asked questions
Where is IDBI Bank Kirti Nagar, branch located?
IDBI Bank's Kirti Nagar, branch is located at G 22GROUND FLOOR AND BASEMENTKIRTI NAGAR NEW DELHIPIN 110015, Delhi, Delhi.
What is the phone number of IDBI Bank Kirti Nagar, branch?
You can reach the branch at 91-9756827358 during regular banking hours.
Can I use IFSC IBKL0000317 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000317 to send funds instantly.
How do I add IDBI Bank Kirti Nagar, as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000317, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0000317 the same for all accounts at Kirti Nagar, branch?
Yes. The IFSC IBKL0000317 is shared by every account held at IDBI Bank's Kirti Nagar, branch. Only the account number changes from customer to customer.
Is IFSC IBKL0000317 valid for NEFT and RTGS?
Yes. IFSC IBKL0000317 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kirti Nagar, branch but serve different purposes.
Summary
The IFSC code IBKL0000317 belongs to IDBI Bank's KIRTI NAGAR, branch, located at G 22GROUND FLOOR AND BASEMENTKIRTI NAGAR NEW DELHIPIN 110015 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
