If you are searching for the IFSC code of IDBI Bank, JSC VTB BANK branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is IBKL0901JSC. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JSC VTB BANK branch, and detailed step-by-step guides for using the IFSC IBKL0901JSC across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0901JSC is the IFSC of IDBI Bank's JSC VTB BANK branch. The format is fixed: IBKL = bank code, 0 = reserved, 901JSC = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jsc Vtb Bank branch — IFSC IBKL0901JSC — extends the bank's services to customers in and around Delhi, Delhi.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Jsc Vtb Bank |
| IFSC Code | IBKL0901JSC |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE TAJ MAHAL HOTEL,THE LOBBY MEZZANINA FLOOR,NO.1,MANSINGH ROAD,NEW DELHI-110011 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 66221024 |
Jsc Vtb Bank branch overview
Located at THE TAJ MAHAL HOTEL,THE LOBBY MEZZANINA FLOOR,NO.1,MANSINGH ROAD,NEW DELHI-110011, the Jsc Vtb Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0901JSC is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's JSC VTB BANK branch came to be assigned the code IBKL0901JSC.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0901JSC, money simply cannot be routed to the JSC VTB BANK branch electronically.
Products and account variants supported
Every account opened at the Jsc Vtb Bank branch is mapped to IFSC IBKL0901JSC on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0901JSC.
Banking services available
The Jsc Vtb Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-66221024.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0901JSC
How to transfer money using IFSC IBKL0901JSC
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0901JSC across all three.
NEFT to IDBI Bank, JSC VTB BANK using IFSC IBKL0901JSC
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0901JSC, and confirm that the system picks up IDBI Bank – JSC VTB BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JSC VTB BANK
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's JSC VTB BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0901JSC while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – JSC VTB BANK, use IMPS. With IFSC IBKL0901JSC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jsc Vtb Bank
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0901JSC:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JSC VTB BANK is still linked to IFSC IBKL0901JSC.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JSC VTB BANK branch, the IFSC IBKL0901JSC is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Jsc Vtb Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0901JSC is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0901JSC and the account number together uniquely identify the Jsc Vtb Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JSC VTB BANK:
- The IFSC is exactly IBKL0901JSC with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and JSC VTB BANK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jsc Vtb Bank branch sits at THE TAJ MAHAL HOTEL,THE LOBBY MEZZANINA FLOOR,NO.1,MANSINGH ROAD,NEW DELHI-110011. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-66221024 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0901JSC and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0901JSC for IDBI Bank – JSC VTB BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jsc Vtb Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0901JSC, however, work 24x7.
Branch address & contact
IDBI BankJsc Vtb Bank Branch
THE TAJ MAHAL HOTEL,THE LOBBY MEZZANINA FLOOR,NO.1,MANSINGH ROAD,NEW DELHI-110011
Delhi, Delhi
Phone: 11-66221024
IFSC: IBKL0901JSC
Frequently asked questions
Is IFSC IBKL0901JSC the same for all accounts at Jsc Vtb Bank branch?
Yes. The IFSC IBKL0901JSC is shared by every account held at IDBI Bank's Jsc Vtb Bank branch. Only the account number changes from customer to customer.
Is IFSC IBKL0901JSC valid for NEFT and RTGS?
Yes. IFSC IBKL0901JSC is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Jsc Vtb Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0901JSC, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IBKL0901JSC for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0901JSC to send funds instantly.
Where is IDBI Bank Jsc Vtb Bank branch located?
IDBI Bank's Jsc Vtb Bank branch is located at THE TAJ MAHAL HOTEL,THE LOBBY MEZZANINA FLOOR,NO.1,MANSINGH ROAD,NEW DELHI-110011, Delhi, Delhi.
How quickly will an NEFT transfer using IBKL0901JSC be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Jsc Vtb Bank reflect within 30 minutes.
Does IDBI Bank Jsc Vtb Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-66221024 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jsc Vtb Bank branch but serve different purposes.
Summary
The IFSC code IBKL0901JSC belongs to IDBI Bank's JSC VTB BANK branch, located at THE TAJ MAHAL HOTEL,THE LOBBY MEZZANINA FLOOR,NO.1,MANSINGH ROAD,NEW… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
