This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, CARGO TERMINAL,DELHI branch in DELHI. The 11-digit IFSC IBKL0001165 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the CARGO TERMINAL,DELHI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001165 is the IFSC of IDBI Bank's CARGO TERMINAL,DELHI branch. The format is fixed: IBKL = bank code, 0 = reserved, 001165 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Cargo Terminal,Delhi branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001165.
About the Cargo Terminal,Delhi branch
The Cargo Terminal,Delhi branch of IDBI Bank is situated at IDBI BANK LTD., ROOM NO- 1, 1ST FLOOR, CARGO TERMINAL , GATE NO- 5, AIR CARGO COMPLEX, NEW DELHI-110039. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001165 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Cargo Terminal,Delhi |
| IFSC Code | IBKL0001165 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD., ROOM NO- 1, 1ST FLOOR, CARGO TERMINAL , GATE NO- 5, AIR CARGO COMPLEX, NEW DELHI-110039 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9049860542 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CARGO TERMINAL,DELHI of IDBI Bank — its own 11-character IFSC. The code IBKL0001165 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001165 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001165 and the account number together uniquely identify the Cargo Terminal,Delhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0001165
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001165 across all three.
NEFT to IDBI Bank, CARGO TERMINAL,DELHI using IFSC IBKL0001165
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001165, and confirm that the system picks up IDBI Bank – CARGO TERMINAL,DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CARGO TERMINAL,DELHI
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's CARGO TERMINAL,DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001165 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – CARGO TERMINAL,DELHI, use IMPS. With IFSC IBKL0001165 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Cargo Terminal,Delhi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001165:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CARGO TERMINAL,DELHI is still linked to IFSC IBKL0001165.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's CARGO TERMINAL,DELHI branch, the IFSC IBKL0001165 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Cargo Terminal,Delhi branch is mapped to IFSC IBKL0001165 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001165.
Banking services available
The Cargo Terminal,Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9049860542.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001165
Digital banking channels
Most day-to-day work that customers used to do at the Cargo Terminal,Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001165 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Cargo Terminal,Delhi branch
The branch is located at IDBI BANK LTD., ROOM NO- 1, 1ST FLOOR, CARGO TERMINAL , GATE NO- 5, AIR CARGO COMPLEX, NEW DELHI-110039, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Cargo Terminal,Delhi branch” — the verified location pin for IFSC IBKL0001165 should appear at the top of the results.
- Confirm the branch is open by calling 91-9049860542 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001165 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – CARGO TERMINAL,DELHI:
- The IFSC is exactly IBKL0001165 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and CARGO TERMINAL,DELHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Cargo Terminal,Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001165 continue to work without interruption.
Verifying IFSC IBKL0001165 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001165 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9049860542.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankCargo Terminal,Delhi Branch
IDBI BANK LTD., ROOM NO- 1, 1ST FLOOR, CARGO TERMINAL , GATE NO- 5, AIR CARGO COMPLEX, NEW DELHI-110039
Delhi, Delhi
Phone: 91-9049860542
IFSC: IBKL0001165
Frequently asked questions
Can I use IFSC IBKL0001165 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001165 to send funds instantly.
What is the IFSC code of IDBI Bank Cargo Terminal,Delhi branch?
The IFSC code of IDBI Bank, Cargo Terminal,Delhi branch is IBKL0001165. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0001165 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Cargo Terminal,Delhi reflect within 30 minutes.
How do I add IDBI Bank Cargo Terminal,Delhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001165, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001165 valid for NEFT and RTGS?
Yes. IFSC IBKL0001165 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cargo Terminal,Delhi branch but serve different purposes.
Does IDBI Bank Cargo Terminal,Delhi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9049860542 to confirm.
Final notes
To recap: IBKL0001165 is the IFSC code of IDBI Bank, CARGO TERMINAL,DELHI branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
