Use this page as a one-stop reference for everything related to IDBI Bank's DAYALBAGH MAHILA CO OP BANK LTD branch in DAYAL BAGH, UTTAR PRADESH. The branch's IFSC code IBKL0080DMC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – DAYALBAGH MAHILA CO OP BANK LTD is IBKL0080DMC. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 080DMC map to this branch in DAYAL BAGH, UTTAR PRADESH.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dayalbagh Mahila Co Op Bank Ltd branch in Dayal Bagh, Uttar Pradesh is part of this network and uses the IFSC code IBKL0080DMC for all electronic settlement.
Dayalbagh Mahila Co Op Bank Ltd branch overview
Located at 6 BY 8 9,BANK COMPOUND AGRA, the Dayalbagh Mahila Co Op Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0080DMC is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Dayalbagh Mahila Co Op Bank Ltd |
| IFSC Code | IBKL0080DMC |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6 BY 8 9,BANK COMPOUND AGRA |
| City | Dayal Bagh |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 562 |
| Phone | 2571185 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DAYALBAGH MAHILA CO OP BANK LTD of IDBI Bank — its own 11-character IFSC. The code IBKL0080DMC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0080DMC the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0080DMC and the account number together uniquely identify the Dayalbagh Mahila Co Op Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0080DMC
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0080DMC across all three.
NEFT to IDBI Bank, DAYALBAGH MAHILA CO OP BANK LTD using IFSC IBKL0080DMC
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0080DMC, and confirm that the system picks up IDBI Bank – DAYALBAGH MAHILA CO OP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0080DMC
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – DAYALBAGH MAHILA CO OP BANK LTD, ensure your bank's portal accepts IFSC IBKL0080DMC while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank DAYALBAGH MAHILA CO OP BANK LTD (IFSC IBKL0080DMC)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0080DMC in your mobile or internet banking app, and the money is credited to the DAYALBAGH MAHILA CO OP BANK LTD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dayalbagh Mahila Co Op Bank Ltd
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0080DMC:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DAYALBAGH MAHILA CO OP BANK LTD is still linked to IFSC IBKL0080DMC.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0080DMC
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – DAYALBAGH MAHILA CO OP BANK LTD is still mapped to IFSC IBKL0080DMC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0080DMC and the beneficiary's account number to complete the transfer.
Account types you can open at the Dayalbagh Mahila Co Op Bank Ltd branch
Once you have an account at IDBI Bank – DAYALBAGH MAHILA CO OP BANK LTD, the IFSC IBKL0080DMC stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Dayalbagh Mahila Co Op Bank Ltd branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0080DMC
Online banking and IFSC IBKL0080DMC
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the DAYALBAGH MAHILA CO OP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0080DMC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dayalbagh Mahila Co Op Bank Ltd branch sits at 6 BY 8 9,BANK COMPOUND AGRA. If you are travelling from outside Dayal Bagh, search for the branch on a maps application using the bank name and locality, or call 562-2571185 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0080DMC and your account number.
Common mistakes to avoid when using IFSC IBKL0080DMC
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – DAYALBAGH MAHILA CO OP BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0080DMC. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dayalbagh Mahila Co Op Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0080DMC, however, work 24x7.
Verifying IFSC IBKL0080DMC from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0080DMC by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 562-2571185.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankDayalbagh Mahila Co Op Bank Ltd Branch
6 BY 8 9,BANK COMPOUND AGRA
Dayal Bagh, Uttar Pradesh
Phone: 562-2571185
IFSC: IBKL0080DMC
Frequently asked questions
Is IFSC IBKL0080DMC the same for all accounts at Dayalbagh Mahila Co Op Bank Ltd branch?
Yes. The IFSC IBKL0080DMC is shared by every account held at IDBI Bank's Dayalbagh Mahila Co Op Bank Ltd branch. Only the account number changes from customer to customer.
Can I use IFSC IBKL0080DMC for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0080DMC to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dayalbagh Mahila Co Op Bank Ltd branch but serve different purposes.
Where is IDBI Bank Dayalbagh Mahila Co Op Bank Ltd branch located?
IDBI Bank's Dayalbagh Mahila Co Op Bank Ltd branch is located at 6 BY 8 9,BANK COMPOUND AGRA, Dayal Bagh, Uttar Pradesh.
Is IFSC IBKL0080DMC valid for NEFT and RTGS?
Yes. IFSC IBKL0080DMC is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Dayalbagh Mahila Co Op Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0080DMC, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDBI Bank Dayalbagh Mahila Co Op Bank Ltd branch?
The IFSC code of IDBI Bank, Dayalbagh Mahila Co Op Bank Ltd branch is IBKL0080DMC. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IBKL0080DMC is the IFSC code of IDBI Bank, DAYALBAGH MAHILA CO OP BANK LTD branch, in DAYAL BAGH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
