IFSC Code of IDBI Bank, Shiva Sahakari Bank Niyamitha Davangere Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE branch in DAVANGERE. The 11-digit IFSC IBKL0364SSB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0364SSB is the IFSC of IDBI Bank's SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE branch. The format is fixed: IBKL = bank code, 0 = reserved, 364SSB = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shiva Sahakari Bank Niyamitha Davangere branch — IFSC IBKL0364SSB — extends the bank's services to customers in and around Davangere, Karnataka.

Branch details at a glance

Shiva Sahakari Bank Niyamitha Davangere branch overview

Located at P B NO 48,OLD HOSPITAL ROAD,DAVANGERE 577001, the Shiva Sahakari Bank Niyamitha Davangere branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0364SSB is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE of IDBI Bank — its own 11-character IFSC. The code IBKL0364SSB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0364SSB the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Shiva Sahakari Bank Niyamitha Davangere branch

Once you have an account at IDBI Bank – SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE, the IFSC IBKL0364SSB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shiva Sahakari Bank Niyamitha Davangere branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8192-256107.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0364SSB

How to transfer money using IFSC IBKL0364SSB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0364SSB across all three.

NEFT to IDBI Bank, SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE using IFSC IBKL0364SSB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0364SSB, and confirm that the system picks up IDBI Bank – SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0364SSB while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE (IFSC IBKL0364SSB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0364SSB in your mobile or internet banking app, and the money is credited to the SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shiva Sahakari Bank Niyamitha Davangere

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0364SSB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE is still linked to IFSC IBKL0364SSB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0364SSB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE is still mapped to IFSC IBKL0364SSB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0364SSB and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0364SSB

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0364SSB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shiva Sahakari Bank Niyamitha Davangere branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0364SSB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IBKL0364SSB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0364SSB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shiva Sahakari Bank Niyamitha Davangere branch

The branch is located at P B NO 48,OLD HOSPITAL ROAD,DAVANGERE 577001, which puts it inside Davangere, the broader Davangere district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Shiva Sahakari Bank Niyamitha Davangere branch” — the verified location pin for IFSC IBKL0364SSB should appear at the top of the results.
2. Confirm the branch is open by calling 8192-256107 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0364SSB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0364SSB for IDBI Bank – SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shiva Sahakari Bank Niyamitha Davangere are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0364SSB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0364SSB is the IFSC code of IDBI Bank, SHIVA SAHAKARI BANK NIYAMITHA DAVANGERE branch, in DAVANGERE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.