IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Dafalapur Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's SANGLI DCC BANK LTD SANGLI DAFALAPUR branch in DAFALAPUR, MAHARASHTRA. The branch's IFSC code IBKL0SDC044 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – SANGLI DCC BANK LTD SANGLI DAFALAPUR is IBKL0SDC044. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SDC044 map to this branch in DAFALAPUR, MAHARASHTRA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sangli Dcc Bank Ltd Sangli Dafalapur branch — IFSC IBKL0SDC044 — extends the bank's services to customers in and around Dafalapur, Maharashtra.

Branch details at a glance

Sangli Dcc Bank Ltd Sangli Dafalapur branch overview

Located at A P DAFLAPUR TAL JATH DIST SANGLI, the Sangli Dcc Bank Ltd Sangli Dafalapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0SDC044 is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANGLI DCC BANK LTD SANGLI DAFALAPUR of IDBI Bank — its own 11-character IFSC. The code IBKL0SDC044 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0SDC044 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Sangli Dcc Bank Ltd Sangli Dafalapur branch is mapped to IFSC IBKL0SDC044 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0SDC044.

Products and services

Customers walking into the Sangli Dcc Bank Ltd Sangli Dafalapur branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0SDC044

How to transfer money using IFSC IBKL0SDC044

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC044 across all three.

NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI DAFALAPUR using IFSC IBKL0SDC044

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC044, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI DAFALAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0SDC044

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI DAFALAPUR, ensure your bank's portal accepts IFSC IBKL0SDC044 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI DAFALAPUR, use IMPS. With IFSC IBKL0SDC044 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0SDC044 for IDBI Bank – SANGLI DCC BANK LTD SANGLI DAFALAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Dafalapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SANGLI DCC BANK LTD SANGLI DAFALAPUR branch, the IFSC IBKL0SDC044 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sangli Dcc Bank Ltd Sangli Dafalapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0SDC044 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Sangli Dcc Bank Ltd Sangli Dafalapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC044 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IBKL0SDC044

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI DAFALAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0SDC044.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sangli Dcc Bank Ltd Sangli Dafalapur branch

The branch is located at A P DAFLAPUR TAL JATH DIST SANGLI, which puts it inside Dafalapur, the broader Agi district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Sangli Dcc Bank Ltd Sangli Dafalapur branch” — the verified location pin for IFSC IBKL0SDC044 should appear at the top of the results.
2. Confirm the branch is open by calling 2344-282062 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0SDC044 and your account number.

Verifying IFSC IBKL0SDC044 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC044 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2344-282062.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sangli Dcc Bank Ltd Sangli Dafalapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC044 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0SDC044 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI DAFALAPUR branch, in DAFALAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.