Below are the complete branch details for IDBI Bank, KHANDWA PATTA CHURU branch, located in CHURU, VPO KHANDWA PATTA CHURU DIST CHURU. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001408. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001408 for IDBI Bank – KHANDWA PATTA CHURU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – KHANDWA PATTA CHURU is IBKL0001408. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001408 map to this branch in CHURU, VPO KHANDWA PATTA CHURU DIST CHURU.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khandwa Patta Churu branch in Churu, Vpo Khandwa Patta Churu Dist Churu is part of this network and uses the IFSC code IBKL0001408 for all electronic settlement.
About the Khandwa Patta Churu branch
The Khandwa Patta Churu branch of IDBI Bank is situated at SUNRAYS SHOPPING CENTRE,NEAR APNA BAZAR,AMBEDKAR ROAD,CHARKOP,KANDIVALI WEST,MUMBAI 400067. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001408 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Khandwa Patta Churu |
| IFSC Code | IBKL0001408 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SUNRAYS SHOPPING CENTRE,NEAR APNA BAZAR,AMBEDKAR ROAD,CHARKOP,KANDIVALI WEST,MUMBAI 400067 |
| City | Churu |
| District | Churu |
| State | Vpo Khandwa Patta Churu Dist Churu |
| STD Code | 91 |
| Phone | 9461034006 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHANDWA PATTA CHURU of IDBI Bank — its own 11-character IFSC. The code IBKL0001408 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001408 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001408 and the account number together uniquely identify the Khandwa Patta Churu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0001408
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001408 across all three.
How to use IFSC IBKL0001408 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's KHANDWA PATTA CHURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001408.
- Confirm the bank name auto-populates as IDBI Bank and the branch as KHANDWA PATTA CHURU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KHANDWA PATTA CHURU
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's KHANDWA PATTA CHURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001408 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KHANDWA PATTA CHURU, use IMPS. With IFSC IBKL0001408 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khandwa Patta Churu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001408:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHANDWA PATTA CHURU is still linked to IFSC IBKL0001408.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KHANDWA PATTA CHURU branch, the IFSC IBKL0001408 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Khandwa Patta Churu branch
Once you have an account at IDBI Bank – KHANDWA PATTA CHURU, the IFSC IBKL0001408 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Khandwa Patta Churu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9461034006.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001408
Online banking and IFSC IBKL0001408
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KHANDWA PATTA CHURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001408 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Khandwa Patta Churu branch
The branch is located at SUNRAYS SHOPPING CENTRE,NEAR APNA BAZAR,AMBEDKAR ROAD,CHARKOP,KANDIVALI WEST,MUMBAI 400067, which puts it inside Churu, the broader Churu district, and the state of Vpo Khandwa Patta Churu Dist Churu. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Khandwa Patta Churu branch” — the verified location pin for IFSC IBKL0001408 should appear at the top of the results.
- Confirm the branch is open by calling 91-9461034006 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001408 and your account number.
Common mistakes to avoid when using IFSC IBKL0001408
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KHANDWA PATTA CHURU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001408. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khandwa Patta Churu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001408, however, work 24x7.
Verifying IFSC IBKL0001408 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001408 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9461034006.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankKhandwa Patta Churu Branch
SUNRAYS SHOPPING CENTRE,NEAR APNA BAZAR,AMBEDKAR ROAD,CHARKOP,KANDIVALI WEST,MUMBAI 400067
Churu, Vpo Khandwa Patta Churu Dist Churu
Phone: 91-9461034006
IFSC: IBKL0001408
Frequently asked questions
Where is IDBI Bank Khandwa Patta Churu branch located?
IDBI Bank's Khandwa Patta Churu branch is located at SUNRAYS SHOPPING CENTRE,NEAR APNA BAZAR,AMBEDKAR ROAD,CHARKOP,KANDIVALI WEST,MUMBAI 400067, Churu, Vpo Khandwa Patta Churu Dist Churu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khandwa Patta Churu branch but serve different purposes.
Does IDBI Bank Khandwa Patta Churu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9461034006 to confirm.
What is the phone number of IDBI Bank Khandwa Patta Churu branch?
You can reach the branch at 91-9461034006 during regular banking hours.
Can I use IFSC IBKL0001408 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001408 to send funds instantly.
How quickly will an NEFT transfer using IBKL0001408 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Khandwa Patta Churu reflect within 30 minutes.
Summary
The IFSC code IBKL0001408 belongs to IDBI Bank's KHANDWA PATTA CHURU branch, located at SUNRAYS SHOPPING CENTRE,NEAR APNA BAZAR,AMBEDKAR ROAD,CHARKOP,KANDIVALI… in CHURU, VPO KHANDWA PATTA CHURU DIST CHURU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
