If you are searching for the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI CHIKURDE branch in CHIKURDE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0SDC031. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SANGLI DCC BANK LTD SANGLI CHIKURDE branch, and detailed step-by-step guides for using the IFSC IBKL0SDC031 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE is IBKL0SDC031. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SDC031 map to this branch in CHIKURDE, MAHARASHTRA.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sangli Dcc Bank Ltd Sangli Chikurde |
| IFSC Code | IBKL0SDC031 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P CHIKURDE TAL WALWA DIST SANGLI |
| City | Chikurde |
| District | Agi |
| State | Maharashtra |
| STD Code | 2342 |
| Phone | 259048 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sangli Dcc Bank Ltd Sangli Chikurde branch in Chikurde, Maharashtra is part of this network and uses the IFSC code IBKL0SDC031 for all electronic settlement.
About this branch
The branch is located at A P CHIKURDE TAL WALWA DIST SANGLI. It serves the Chikurde region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0SDC031 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANGLI DCC BANK LTD SANGLI CHIKURDE of IDBI Bank — its own 11-character IFSC. The code IBKL0SDC031 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0SDC031 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0SDC031
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC031 across all three.
NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI CHIKURDE using IFSC IBKL0SDC031
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC031, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0SDC031
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE, ensure your bank's portal accepts IFSC IBKL0SDC031 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE, use IMPS. With IFSC IBKL0SDC031 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0SDC031 for IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0SDC031 | Yes – IBKL0SDC031 | Yes – IBKL0SDC031 |
For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Chikurde branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0SDC031
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE is still mapped to IFSC IBKL0SDC031. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC031 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sangli Dcc Bank Ltd Sangli Chikurde branch
Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE, the IFSC IBKL0SDC031 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sangli Dcc Bank Ltd Sangli Chikurde branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0SDC031
MICR & cheque-truncation details
Cheques drawn on the Sangli Dcc Bank Ltd Sangli Chikurde branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sangli Dcc Bank Ltd Sangli Chikurde branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0SDC031 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IBKL0SDC031
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI CHIKURDE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0SDC031. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sangli Dcc Bank Ltd Sangli Chikurde branch sits at A P CHIKURDE TAL WALWA DIST SANGLI. If you are travelling from outside Chikurde, search for the branch on a maps application using the bank name and locality, or call 2342-259048 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0SDC031 and your account number.
Verifying IFSC IBKL0SDC031 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC031 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2342-259048.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sangli Dcc Bank Ltd Sangli Chikurde branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0SDC031, however, work 24x7.
Branch address & contact
IDBI BankSangli Dcc Bank Ltd Sangli Chikurde Branch
A P CHIKURDE TAL WALWA DIST SANGLI
Chikurde, Maharashtra
Phone: 2342-259048
IFSC: IBKL0SDC031
Frequently asked questions
Is IFSC IBKL0SDC031 the same for all accounts at Sangli Dcc Bank Ltd Sangli Chikurde branch?
Yes. The IFSC IBKL0SDC031 is shared by every account held at IDBI Bank's Sangli Dcc Bank Ltd Sangli Chikurde branch. Only the account number changes from customer to customer.
Where is IDBI Bank Sangli Dcc Bank Ltd Sangli Chikurde branch located?
IDBI Bank's Sangli Dcc Bank Ltd Sangli Chikurde branch is located at A P CHIKURDE TAL WALWA DIST SANGLI, Chikurde, Maharashtra.
What is the phone number of IDBI Bank Sangli Dcc Bank Ltd Sangli Chikurde branch?
You can reach the branch at 2342-259048 during regular banking hours.
Does IDBI Bank Sangli Dcc Bank Ltd Sangli Chikurde branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2342-259048 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangli Dcc Bank Ltd Sangli Chikurde branch but serve different purposes.
How do I add IDBI Bank Sangli Dcc Bank Ltd Sangli Chikurde as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0SDC031, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IBKL0SDC031 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI CHIKURDE branch, in CHIKURDE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
