IFSC Code of IDBI Bank, Chhota Udepur Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, CHHOTA UDEPUR branch in CHHOTA UDAIPUR. The 11-digit IFSC IBKL0001977 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the CHHOTA UDEPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – CHHOTA UDEPUR is IBKL0001977. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001977 map to this branch in CHHOTA UDAIPUR, GUJARAT.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chhota Udepur branch — IFSC IBKL0001977 — extends the bank's services to customers in and around Chhota Udaipur, Gujarat.

Branch details at a glance

About the Chhota Udepur branch

The Chhota Udepur branch of IDBI Bank is situated at GOUND FLOOR BAGWAN COMPLEX,PLOT NO 7AND 8 RANI BUNGLOW VISTAR,STATION ROAD,CHHOTA UDEPUR,TALUKA CHHOTA UDEPUR,DISTRICT CHHOTA UDEPUR GUJARAT P C 391165. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001977 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's CHHOTA UDEPUR branch came to be assigned the code IBKL0001977.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001977, money simply cannot be routed to the CHHOTA UDEPUR branch electronically.

Account types you can open at the Chhota Udepur branch

Once you have an account at IDBI Bank – CHHOTA UDEPUR, the IFSC IBKL0001977 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chhota Udepur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7874501002.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001977

How to transfer money using IFSC IBKL0001977

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001977 across all three.

NEFT to IDBI Bank, CHHOTA UDEPUR using IFSC IBKL0001977

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001977, and confirm that the system picks up IDBI Bank – CHHOTA UDEPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHHOTA UDEPUR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's CHHOTA UDEPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001977 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank CHHOTA UDEPUR (IFSC IBKL0001977)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001977 in your mobile or internet banking app, and the money is credited to the CHHOTA UDEPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chhota Udepur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001977:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHHOTA UDEPUR is still linked to IFSC IBKL0001977.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's CHHOTA UDEPUR branch, the IFSC IBKL0001977 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Chhota Udepur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001977 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Chhota Udepur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001977 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – CHHOTA UDEPUR:

• The IFSC is exactly IBKL0001977 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and CHHOTA UDEPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chhota Udepur branch sits at GOUND FLOOR BAGWAN COMPLEX,PLOT NO 7AND 8 RANI BUNGLOW VISTAR,STATION ROAD,CHHOTA UDEPUR,TALUKA CHHOTA UDEPUR,DISTRICT CHHOTA UDEPUR GUJARAT P C 391165. If you are travelling from outside Chhota Udaipur, search for the branch on a maps application using the bank name and locality, or call 91-7874501002 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001977 and your account number.

Verifying IFSC IBKL0001977 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001977 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7874501002.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhota Udepur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001977, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0001977 is the IFSC code of IDBI Bank, CHHOTA UDEPUR branch, in CHHOTA UDAIPUR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.